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Regular Contributor
Posts: 226
Registered: ‎02-20-2013
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AMEX backdating

What are the rules/conditions/dates for backdating named accounts?

Chase Sapphire Preferred $17,800; Discover IT $15,000; PenFed Plat Rewards Signature $14,000; AMEX BCE $11,800; AMEX SPG $8,100; Citi Simplicity $10,000; Chase United MileagePlus Explorer $5,000; Chase Ink Classic $3,000; GE Lumber Liquidators $7000; GE Care Credit $2000
Established Contributor
Posts: 641
Registered: ‎01-31-2013
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Re: AMEX backdating


fittiger wrote:

What are the rules/conditions/dates for backdating named accounts?


Someone could spend an hour answering that question.  Try using the search bar.  For example:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-and-Backdating/m-p/1124167#M313576

     
Valued Contributor
Posts: 1,388
Registered: ‎08-30-2011
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Re: AMEX backdating

[ Edited ]

fittiger wrote:

What are the rules/conditions/dates for backdating named accounts?


The short answer is that AMEX backdates to the oldest YEAR that they find in their database for a customer, based on any prior accounts with AMEX.  The MONTH is based on the month in which one applies for a new card.  If they find an old account, they will use that old account year. 

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EX = 818 EQ = 822 TU = 830 - 01/2015

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