Credit Cards

[uroosa1]

im abou to apply to for amex blue sky

Do i need excellent credit or just good?

i just got approved for chase freedom for 3k

i have a 1.5 year file all good with 6%utilz

With only 1 inq

waste of time or will i be approved? is there a easier amex card to get rather then that?

thanks

Please reply as I will decide to apply or not in next 15 min.

[daybreakgonesXe]

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uroosa1 wrote:

im abou to apply to for amex blue sky

Do i need excellent credit or just good?

i just got approved for chase freedom for 3k

i have a 1.5 year file all good with 6%utilz

With only 1 inq

waste of time or will i be approved? is there a easier amex card to get rather then that?

thanks

Please reply as I will decide to apply or not in next 15 min.

---

Just checked up on CreditKarma. Average credit score approved for this card is 705 and lowest approved was "drumroll" 499? Wow. Maybe they had a backdated customer who begged and pleaded for them to take them back...anywaysss based on those scores I think you have a good shot! Not 100% guaranteed but I would say an 80% chance!

[newportguy]

Info from Finance Globe .........

Blue Sky from American Express®

Quick Summary:
This is a airline rewards card issued by American Express. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 17.24%* and may be as high as 22.24%* (Variable)*, depending on your credit worthiness*.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 745 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.