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Established Member
Posts: 61
Registered: ‎07-21-2012
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AMEX blue sky APP

im abou to apply to for amex blue sky

 

Do i need excellent credit or just good?

 

i just got approved for chase freedom for 3k

 

i have a 1.5 year file all good with 6%utilz

 

With only 1 inq

 

waste of time or will i be approved? is there a easier amex card to get rather then that?

 

thanks

 

Please reply as I will decide to apply or not in next 15 min.

Valued Contributor
Posts: 1,877
Registered: ‎11-17-2012
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Re: AMEX blue sky APP


uroosa1 wrote:

im abou to apply to for amex blue sky

 

Do i need excellent credit or just good?

 

i just got approved for chase freedom for 3k

 

i have a 1.5 year file all good with 6%utilz

 

With only 1 inq

 

waste of time or will i be approved? is there a easier amex card to get rather then that?

 

thanks

 

Please reply as I will decide to apply or not in next 15 min.


Just checked up on CreditKarma. Average credit score approved for this card is 705 and lowest approved was "drumroll" 499? Wow. Maybe they had a backdated customer who begged and pleaded for them to take them back...anywaysss based on those scores I think you have a good shot! Not 100% guaranteed but I would say an 80% chance!

 

,l.
Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

FICOS: EX 768 EQ 712 TU 750 VantageScore 3.0: EX 734 EQ 736 TU 737 Credit Sesame (EX) 780 Credit.com (EX) 786
Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
0

Re: AMEX blue sky APP

[ Edited ]

Info from Finance Globe .........

 

Blue Sky from American Express®

Quick Summary:
This is a airline rewards card issued by American Express. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 17.24%* and may be as high as 22.24%* (Variable)*, depending on your credit worthiness*.

 

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 745 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****

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