Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 309
Registered: ‎07-19-2010
0 Kudos

Re: AMEX can go to .....&(*&#$&#$@)

I charge $12K a year easily at Wal-Mart on Am Ex.  If Am Ex has a problem with Wal-Mart (1) Why do they carry the WM logo on their site;  (2) why do they give you x2 points on groceries without warning you away from grocery stores (like WM), and (3) why haven't they closed my account down by now?  Ordinary folks are not the only ones who shop at W-M btw.  Wealthy customers don't mind bargains themselves.  Am Ex wants to make money and Wal-Mart pays Am Ex the same as any vendor that accepts their card does.  Do you think that W-M would do business with Am Ex if they thought Am Ex wants to **bleep** with their customers?


And how can anyone tell with certainty whether an account was closed because it was used at a Wal-Mart?  C'mon!  It might as well be because the cardholder drives a blue car or lives in a zip code with two sixes in it or has "J" for a middle initial or spends more than $50 on the third day of every month (unless the temperature is more than 95 degrees and the moon is full.)  If you don't like Am Ex fine.  This past March "Fortune" magazine rated Am Ex one of the twenty most admired companies in the world (present company notwithstanding.)  For everyone who complains about Am Ex there are probably a few million satisfied customers worldwide.  If they someday cut me off, I'll somehow get over it.  There's a heck of a lot more in life to do than to worry about or beat up on Am Ex.



Super Contributor
Posts: 6,236
Registered: ‎02-23-2011
0 Kudos

Re: AMEX can go to .....&(*&#$&#$@)


MrGoat wrote:

I have seen more than one story about AMEX closing accounts/lowering limits that had too much activity at Walmart.

For instance...

I use my at WM all the time....but I havent exactly had mine for a long time.

I hope they dont shut my AMEX down, but with 14 CC's between the wife and I Im not going to whine about it if they do.

Hahaha...I don't think Walmart appreciates this.  Perhaps, the $100 compliementary Walmart Gift Cards were Amex's response to Walmart voicing their displeasure?


It's well known that all CC companies track and place a score on the types of purchases their cardholders' make.  I've seen many cases where medical bills, attorney's fees, and charges for "marriage" counseling have lead to massive adverse action.  I'm sure these measures were based on other factors as well, but they do appear to be a "trigger" for AA, especially with Amex, who appears more vigilant regarding spending pattern than other CC companies.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.