03-05-2012 02:46 PM
My "risk score" was too high. Not exactly sure what that means. Love this site...plan on moving in, not "just visiting".
Glad to hear! You'll find lots of folks on here that are happy to share what they've learned about credit cards and credit management. Welcome to our community!
03-05-2012 03:21 PM
Product change??? Didn't see the option for that.
You can't product change online unless you "upgrade", you have to call customer service to request a "downgrade". I wouldn't think you'd have any problems switching your current card to a Zync.
03-05-2012 03:22 PM
I just finished reading the sticky on closing account, and plan on figuring out when and who to close when it's time. Going to wait awhile before I do anything to my credit report. Let it cool down (I'm sure AMEX hit the report). I have ID alert, and it'll tell me if anything posts.
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