cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX cash advance

tag
IrishPM
Frequent Contributor

Re: AMEX cash advance

My Starwood Preferred Guest AMEX has a $2,000 cash advance limit on a $10k CL. However, getting that amount of cash out of an ATM is impossible these days what with the max amount you can access in any given 24 hours. I've borrowed on my card a couple of times when I was traveling but I wouldn't recommend borrowing on any credit card unless you're doing a balance transfer.

Message 21 of 23
bada_bing
Frequent Contributor

Re: AMEX cash advance

My BCP CL = $25K and  cash advance limit = $400.

Interesting because the account is over 20 years old and has

been PC'd twice. I don't recall the limits at the first PC, but it was

$25K CL when it was PC'd from BC to BCP a couple years ago.

 

Evidently the cash advance limit stays with you even through PC.

 

AMeX is the last account I'd cash advance from though.

 

An additional question ? Going through my statement to see

what my cash advance limit was, I saw my APR is 14.24%. I

also see 12.99% as the lower limit available but looking at different

card offerings that most have 15.24% as the lower limit. Do they

currently offer 12.99% to their best cardholders?

 

I haven't paid interest or taken a cash advance in 20 years, so I

suppose the numbers are meaningless to me.

 

+ 850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP
Message 22 of 23
chwebb1
Established Contributor

Re: AMEX cash advance

On my BCE, my CA is $600, and my initial limit was $2800.

On my Blue Sky, my CA is $1000, and my initial limit was $5000.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 23 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.