The first thing I want to tell you is in another thread here. IF you just got the cards, AMEX has frozen many cards until they receive a form from you giving them an ok to get your records from IRS. When they do this they only go by the card holder's income.Look for thread * BE CAREFUL OF AMEX*
If you are asking about the best score with a total of 3 cards the best scores are:
Under 10% total util.
3 cards....$ 3150.00 this means no more then this on all 3 cards (going by CL $35,000)
Next...UNder 30% Not too bad
OVER 30% not good
To get total UTIL add total amount & divide by # of cards
It has NOTHING to do with income.
Message Edited by HappyDays on
07-16-2007 04:31 PM