Noah_Bodie wrote:From the FR tales I've read, once you go past 1/3 of your HHI in total CL on AMEX CCs you are risking an FR. Go past 1/2, and the danger increases more. $40K HHI with $35K in total CL on AMEX CCs is asking for an FR and a CL reduction.
flygirl wrote:I am currently under FR by amex and I have a combined total balance on my accounts less than 100.00. My household income is in the 6 digits......so go figure!!!
Or you can check the status of the application online to see if it was in fact approved or denied. My first CLI with Amex triggered the 7-10 day response, but I checked the status of my CLI request the next day and it showed that it was approved. They probably had to do a manual review. I guess it might work differently for different people.