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AMEX everyday preferred question

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Anonymous
Not applicable

AMEX everyday preferred question

hello everyone

 

i got less than a month ago my amex evrday preferred. I got it for 4k. i transfer 3k to another card and now i have 1k available. i will start making payments in order to pay that back (one year without interest ) can i still request an CLI after my 61 day mark? i have 4 credit cards with amex; the delta gold with 3k and no balance the gold rewards without balance, the platinum card without balance and the everyday preferred with 4k available and 3k of balance.

 

i will appreciate any feedback

Message 1 of 4
3 REPLIES 3
wasCB14
Super Contributor

Re: AMEX everyday preferred question

1. The 61 day requirement has not been enforced in all cases for at least a year. Some people do ask for CLIs sooner and get them. Others are told to wait.

2. Nothing prevents you from asking for a CLI after a BT, but you may be more likely to be rejected or asked to provide some proof of income.
Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 4
Anonymous
Not applicable

Re: AMEX everyday preferred question

Hi JEGC19, IMHO wait for the tot utl to drop below 50%
Message 3 of 4
Anonymous
Not applicable

Re: AMEX everyday preferred question

hey  

 

Message 4 of 4
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