Reply
Established Contributor
Posts: 623
Registered: ‎08-14-2007
0

AMEX in cahoots with GEMB?

Senior Contributor
Posts: 3,432
Registered: ‎08-27-2007
0

Re: AMEX in cahoots with GEMB?

co-braned card. like amex usaa, hsbc, boa, etc.
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: AMEX in cahoots with GEMB?

I applied for it few months ago and they sent me store card instead. I'll wait 6 months and I'll ask them to see if they would upgrade the store card to amex card.
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: AMEX in cahoots with GEMB?

It would be nice if they were in cahoots. GEMB could learn a lot in terms of customer service.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
Posts: 3,432
Registered: ‎08-27-2007
0

Re: AMEX in cahoots with GEMB?



haulingthescoreup wrote:
It would be nice if they were in cahoots. GEMB could learn a lot in terms of customer service.


what she said! i'm almost ready to kick them to the curb.
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: AMEX in cahoots with GEMB?

I Agree. GEMB support is very bad. I have 4 cards issued by them. Both online and CS support is very poor. I guess, I'll let my accounts age and close them later as there is no AF on the cards. My HSBC cards are worse not only the support is bad, I have to pay  AF on them.
Regular Contributor
Posts: 178
Registered: ‎08-21-2007
0

Re: AMEX in cahoots with GEMB?

I did one of those retail purchases a couple years ago where the promotion is no interest for twelve months.
It was a large purchase and I payed regular and "small". Soooo , at the end of the year I paid it off and I know this gets their "goats" since they expect you not to make it.
They took quite a few days to post, probably looking for a loop whole. Now this large CLI sits their giving my UTL a nice boost.
 
I don't like them because they have taken over almost all the dept. store banking in the known universe including some of my favorites, thereby introducing surly financial services to otherwise wonderful retail businesses.
RP
Valued Contributor
Posts: 1,694
Registered: ‎08-07-2007
0

Re: AMEX in cahoots with GEMB?



notmyname wrote:
I did one of those retail purchases a couple years ago where the promotion is no interest for twelve months.
It was a large purchase and I payed regular and "small". Soooo , at the end of the year I paid it off and I know this gets their "goats" since they expect you not to make it.
They took quite a few days to post, probably looking for a loop whole. Now this large CLI sits their giving my UTL a nice boost.
 

Don't you love it when you pay zero percent and beat the CCC's at their own game? Ah- we've come a loooooooonnnnnnnngggggggg way!!
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: AMEX in cahoots with GEMB?


notmyname wrote:
I did one of those retail purchases a couple years ago where the promotion is no interest for twelve months.
It was a large purchase and I payed regular and "small". Soooo , at the end of the year I paid it off and I know this gets their "goats" since they expect you not to make it.
They took quite a few days to post, probably looking for a loop whole. Now this large CLI sits their giving my UTL a nice boost.
I don't like them because they have taken over almost all the dept. store banking in the known universe including some of my favorites, thereby introducing surly financial services to otherwise wonderful retail businesses.
RP

It astonishes me how GEMB and WFN have almost cornered the market on so many of the good retail stores, and they are well-known for poor customer service.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
Posts: 1,694
Registered: ‎08-07-2007
0

Re: AMEX in cahoots with GEMB?



haulingthescoreup wrote:

It astonishes me how GEMB and WFN have almost cornered the market on so many of the good retail stores, and they are well-known for poor customer service.

Me too! You would think the stores want their customers treated well.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.