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AMEX internal limit

Established Contributor

AMEX internal limit

How do you find out what your internal limit is for their charge cards?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






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Valued Contributor

if you go to the amex site there is a link that says chec...

if you go to the amex site there is a link that says check my spending ability. 

or you could call and ask a rep on customer service  which they usually just use the same thing. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 2 of 4
Valued Contributor

Re: AMEX internal limit

For their charge cards log into your account then click on check spending ability and play with numbers.

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
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Message 3 of 4
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Established Contributor

Re: AMEX internal limit


chnceit wrote:
For their charge cards log into your account then click on check spending ability and play with numbers.

looks like my limit is 3750.......good to know Smiley Happy


Message 4 of 4