myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

AMEX is being sneaky with their SP's

tag
Get Access Now
calihlove75
Established Contributor
‎03-09-2013 11:04 AM
‎03-09-2013 11:04 AM

Re: AMEX is being sneaky with their SP's

@Creditseeker93 wrote:
@NJTurnpike

Is that true?you have access to the EXperian report with updates daily when you get denied for credit and EX is pulled?

How do you get daily updates?

When you have a report number, you can go under 'review your report again' and it generates a new report in real time.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 11 of 15
0 Kudos
09Lexie
Moderator Emerita
‎03-09-2013 11:06 AM
‎03-09-2013 11:06 AM

Re: AMEX is being sneaky with their SP's

True... I've been 'reviewing' my report since Sept! 😉

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 12 of 15
0 Kudos
Creditseeker93
Valued Member
‎03-10-2013 03:14 AM
‎03-10-2013 03:14 AM

Re: AMEX is being sneaky with their SP's

@09lexie

Lol how's that?

I just pulled EX annual report yesterday and it seems like this one doesn't update in real time.

I got denied for credit 2 weeks ago for a credit card so I'll be pulling a report soon to see my report in real time for the next 90 days Smiley Happy
***AMEX PLATINUM NPSL *******AMEX BCP 23,100***** CITI DOUBLE CASHBACK $5,900 *****Chase Sapphire Preferred $10,000 **** Chase Freedom $8,000 *****Sears Mastercard Platinum $5,000 **** Macy's Star Rewards $1,000 ***** American Express BCE $24,900 (AU) **** *****Discover IT $8,500 (AU)*****
Message 13 of 15
0 Kudos
Simply827
Established Contributor
‎03-10-2013 03:34 AM
‎03-10-2013 03:34 AM

Re: AMEX is being sneaky with their SP's

I've been using my same annual EX report number since October. I'm not sure about the "real time" aspect since I tend to check every week. But, it's good enough for me.

Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+
Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 14 of 15
0 Kudos
Creditseeker93
Valued Member
‎03-10-2013 04:04 AM
‎03-10-2013 04:04 AM

Re: AMEX is being sneaky with their SP's

Never mind, I take that back. Just reviewed my report again and it says "report date : march 10 2013". So I guess the free annual report gets updated as well. It seems Experian is only CRA that does this.


Also how are you guys viewing same report for over 90 days?
***AMEX PLATINUM NPSL *******AMEX BCP 23,100***** CITI DOUBLE CASHBACK $5,900 *****Chase Sapphire Preferred $10,000 **** Chase Freedom $8,000 *****Sears Mastercard Platinum $5,000 **** Macy's Star Rewards $1,000 ***** American Express BCE $24,900 (AU) **** *****Discover IT $8,500 (AU)*****
Message 15 of 15
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.