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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: AMEX is pathetic - another victim of CLD


Solarjuju wrote:


haulingthescoreup wrote:

Ow, bitten by the BT!


 

It was an offer too enticing to refuse.
 
With the 0% BT, I was able to zero out on 5 accounts. Of those accounts, one was Dell, charging me 29.99% or about $45/month on interest & 2 Orchard Cards with 27.99% and 24.99%. The interests saved helped pay down my balances quicker.
 
That Discover was also my first 0% card ever! :smileyhappy:


Oh, absolutely! I wasn't criticizing. I just meant that high util, however justified, seems to be one of their handy-dandy checkpoints for whether to CLD, and that happens a lot with good BT offers.

Any day, saving bucks on interest is what matters.
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