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Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007

Re: AMEX is pathetic - another victim of CLD

Solarjuju wrote:

haulingthescoreup wrote:

Ow, bitten by the BT!


It was an offer too enticing to refuse.
With the 0% BT, I was able to zero out on 5 accounts. Of those accounts, one was Dell, charging me 29.99% or about $45/month on interest & 2 Orchard Cards with 27.99% and 24.99%. The interests saved helped pay down my balances quicker.
That Discover was also my first 0% card ever! :smileyhappy:

Oh, absolutely! I wasn't criticizing. I just meant that high util, however justified, seems to be one of their handy-dandy checkpoints for whether to CLD, and that happens a lot with good BT offers.

Any day, saving bucks on interest is what matters.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
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