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Established Contributor
LesWH
Posts: 601
Registered: ‎10-11-2012

AMEX is watching me!

Account review on December 19 and 21. I wonder if they are going to offer me the BCE that I so want!! I remember one poster(Duncanrr I believe) practically begging them to soft him. It seems as though they are peeking into my window on the regular! LOL!! They offered me BS, but it is the BC I want!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Established Contributor
Smug
Posts: 873
Registered: ‎12-21-2010

Re: AMEX is watching me!

They do that all the time...nothing new
Experian® 710/Equifax® 655/TransUnion® 720
Baddies Experian® 2/Equifax® 2/TransUnion® 1/
Last App 2012
Total Credit $99,190.00
Goal 780!
New Contributor
SisterGirl
Posts: 122
Registered: ‎11-17-2012

Re: AMEX is watching me!


LesWH wrote:

Account review on December 19 and 21. I wonder if they are going to offer me the BCE that I so want!! I remember one poster(Duncanrr I believe) practically begging them to soft him. It seems as though they are peeking into my window on the regular! LOL!! They offered me BS, but it is the BC I want!


They've been doing that to me lately also, but I think it's because I've not been running the amounts like they are used to me doing.  I truly believe they are peeping on me to see who is getting the action (LOL).

SisterGirl

Established Contributor
LesWH
Posts: 601
Registered: ‎10-11-2012

Re: AMEX is watching me!


SisterGirl wrote:

LesWH wrote:

Account review on December 19 and 21. I wonder if they are going to offer me the BCE that I so want!! I remember one poster(Duncanrr I believe) practically begging them to soft him. It seems as though they are peeking into my window on the regular! LOL!! They offered me BS, but it is the BC I want!


They've been doing that to me lately also, but I think it's because I've not been running the amounts like they are used to me doing.  I truly believe they are peeping on me to see who is getting the action (LOL).

SisterGirl


LMAO!! I have been running a lot through my Green for travel, which is why I suspect they offered me the Blue Sky.  My utilization with my revolvers is like 2% so I'm like move along, nothing to see here! LOL!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






New Contributor
SisterGirl
Posts: 122
Registered: ‎11-17-2012

Re: AMEX is watching me!


LesWH wrote:

SisterGirl wrote:

LesWH wrote:

Account review on December 19 and 21. I wonder if they are going to offer me the BCE that I so want!! I remember one poster(Duncanrr I believe) practically begging them to soft him. It seems as though they are peeking into my window on the regular! LOL!! They offered me BS, but it is the BC I want!


They've been doing that to me lately also, but I think it's because I've not been running the amounts like they are used to me doing.  I truly believe they are peeping on me to see who is getting the action (LOL).

SisterGirl


LMAO!! I have been running a lot through my Green for travel, which is why I suspect they offered me the Blue Sky.  My utilization with my revolvers is like 2% so I'm like move along, nothing to see here! LOL!


(((ROFLMAO)))....I heard that ! They know that my spending has dwindled, but I guess that want to know I'm not dead either (LOL). They can see "new kids on the playground" & I'm not playing with them. I have the basic green & have pondered going upward....but I became a little disgusted with them over some Foursquare/Twitter promo credits that I had to CALL them for everytime ! 

 

Since I've been trying to control my spending with that doggone card after peeping my year end summary the last 2 years, what I've done was put $100.00 on my Serve card with my Amex green (coffee/dining out) & purchase a $100.00 Visa gift card (gas/places that don't do Amex).....and NOTHING else on the charge aside from those purchases. They know what I'm doing (curbing spending) & my invoices the last 2 months have been less than 20 pages. I carry the card as a back up in case of emergencies, but everyone has a plan that works for them....this has PROVEN that I can do anything that I set my mind to do).

 

SisterGirl

Established Contributor
ztnjpv
Posts: 554
Registered: ‎02-01-2012

Re: AMEX is watching me!

How does one know that Amex is doing an account review??


Starting Scores (Sept 2011): All lower-mid 600s. CURRENTLY: TU FICO: 785 (2/7/13), EQ FICO 762 (2/7/13), EX FICO 776 (5/11//13) (PSECU). Goal: Achieved! Now Maintain!
New Contributor
SisterGirl
Posts: 122
Registered: ‎11-17-2012

Re: AMEX is watching me!


ztnjpv wrote:

How does one know that Amex is doing an account review??


AR - American Express.....which is listed under soft inquiries on credit report.  Not to be confused with a Financial Review - entirely different matter ! 

SisterGirl

Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012

Re: AMEX is watching me!

I hope Amex SP me before January. I want to apply for BCE
Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
New Contributor
SisterGirl
Posts: 122
Registered: ‎11-17-2012

Re: AMEX is watching me!


armbenderc wrote:
I hope Amex SP me before January. I want to apply for BCE

I'm expecting something to appear in writing (email/snail mail) soon, because they've NEVER soft pulled me like crazy until the last 90 days.....and I'm hoping for the BCE also, but I'm holding out until this time next year.

 

Sister Girl

Valued Contributor
nicholasyud
Posts: 1,598
Registered: ‎08-13-2012

Re: AMEX is watching me!

My 3x increase next month and they already soft me 3 times in last month......used almost 3k on 1000k BCE and Green charge

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k


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