AMEX late fee

[Outdoorstech1]

First time ever I was late on a card in years! I was late on my AMEX bced card. It was due the 15th and I just paid today. I already received a $27 dollar late fee.   Will this affect my credit score, or do I have to be 30 days late?  

I want to call AMEX and ask nicely for a credit on late fee since this was a mistake on my end, worth a try? 

[Anonymous]

Won't affect your credit score. You can likely get the fee waived by contacting AMEX. Most CC issues will have no issues with waiving a late fee, especially the first time.

[longtimelurker]

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@Anonymous wrote:

Won't affect your credit score. You can likely get the fee waived by contacting AMEX. Most CC issues will have no issues with waiving a late fee, especially the first time.

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Yes, certainly worth asking (assuming you have nothing to hide on your account!) and as Falim says, you will quite likely be successful.   

And set up autopay!

ETA: I can't remember if Amex is one of those cards that doesn't give rewards in the month that payment is late.   If you call, I would check that as well.

[Anonymous]

Absolutely worth asking them to waive the fee. If you've been a good customer for years, they probably will.

[Anonymous]

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@Outdoorstech1 wrote:

First time ever I was late on a card in years! I was late on my AMEX bced card. It was due the 15th and I just paid today. I already received a $27 dollar late fee.   Will this affect my credit score, or do I have to be 30 days late?  

I want to call AMEX and ask nicely for a credit on late fee since this was a mistake on my end, worth a try? 

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Call and ask them to reverse/credit the late fee. The worse they can say is no. Good luck!

[Outdoorstech1]

I had called that same day, they refunded me late fee. YAY