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AMEX lowered APR to 1.9% for six months!

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mazinaige
Regular Contributor

AMEX lowered APR to 1.9% for six months!

I just received a notice from AMEX that says if I register for this promotion, the APR for all new purchases for the next six months will be 1.9%. I generally PIF but I'm excited about being offered a lower rate even if it is only temporary. Are these promotions common? It's the first time I've received one.


FICO® TU: 703 8/07/2015, EQ: 716 8/07/2015
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LTomBerry
Frequent Contributor

Re: AMEX lowered APR to 1.9% for six months!

IT'S A TRAP! They figure if they can get you to carry a balance at 1.9% that's better than the 0% they're getting from you right now!


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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