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I just received a notice from AMEX that says if I register for this promotion, the APR for all new purchases for the next six months will be 1.9%. I generally PIF but I'm excited about being offered a lower rate even if it is only temporary. Are these promotions common? It's the first time I've received one.
IT'S A TRAP! They figure if they can get you to carry a balance at 1.9% that's better than the 0% they're getting from you right now!