AMEX member since YEAR

[myscore1]

I have read in the forums that AMEX was no longer backdating the year of membership, but I just had a hell of a nice surprise. A few days ago I applied for PRG, Platinum and Blue Cash Preferred and was approved for all three. Once I activated  the online accounts for the PRG and BCp, the online statement read: Member since 2016. But when I added the Platinum they all changed to 1990 !!

I remember I briefly held an AMEX Platinum from my dad's account back in the day. This was great news because now I have all three new AMEX cards with an age of 27 years each! I can wait to see what it does to my score. And all this with one HP from EXP. I still can't believe it!

[Anonymous]

Super congrats on this!!!    That is definitly a positive for your score!  

[Anonymous]

It's backdated online and on the physical card; not the credit bureaus. Sorry to say it won't help your score.

[core]

Yeah unfortuntely they do not backdate at the CRAs anymore.  What the card says is irrelevant.  On the positive side, you can use that card that says 1990 to get dates with chicks who are impressed by such things*. 

* I haven't found any yet.

[myscore1]

Thank you at the failed attempt to burst my bubble......(just kidding!) but I will be the judge of that next month when I check my credit report. I just called AMEX and asked. The super friendly agent told me that my accounts will be reported with the 1990 year. My dad must still have the same account or something. I won't speculate and I did not want to ask more. But I am going to believe the agent over my peeps....

I will keep you all posted to see what the real deal is!! Thanks!

[sr383]

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@core wrote:

Yeah unfortuntely they do not backdate at the CRAs anymore.  What the card says is irrelevant.  On the positive side, you can use that card that says 1990 to get dates with chicks who are impressed by such things*. 

* I haven't found any yet.

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Or they'll look at that date and say, "Man, you're old!" 

[core]

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@myscore1 wrote:

But I am going to believe the agent over my peeps....

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That approach rarely works out well.  Regardless of which company we're talking about.  In general, front line agents know squat about credit reporting.  Half the time they don't even know the difference between a hard and soft pull.

[Anonymous]

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@sr383 wrote:

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@core wrote:

Yeah unfortuntely they do not backdate at the CRAs anymore.  What the card says is irrelevant.  On the positive side, you can use that card that says 1990 to get dates with chicks who are impressed by such things*. 

* I haven't found any yet.

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Or they'll look at that date and say, "Man, you're old!" 

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They already do that.  I don't need a card for that.

[Anonymous]

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@myscore1 wrote:

Thank you at the failed attempt to burst my bubble......(just kidding!) but I will be the judge of that next month when I check my credit report. I just called AMEX and asked. The super friendly agent told me that my accounts will be reported with the 1990 year. My dad must still have the same account or something. I won't speculate and I did not want to ask more. But I am going to believe the agent over my peeps....

I will keep you all posted to see what the real deal is!! Thanks!

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I think we've been to the rodeo just a few more times than you have. It absolutely, positively, undeniably will not backdate the CRAs. Have fun with the date on your care though.

[UncleB]

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@myscore1 wrote:

Thank you at the failed attempt to burst my bubble......(just kidding!) but I will be the judge of that next month when I check my credit report. I just called AMEX and asked. The super friendly agent told me that my accounts will be reported with the 1990 year. My dad must still have the same account or something. I won't speculate and I did not want to ask more. But I am going to believe the agent over my peeps....

I will keep you all posted to see what the real deal is!! Thanks!

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We're not trying to "burst your bubble", we're just telling you how it is.

I'm a "Member Since 1995" but I missed the backdating by three weeks (they ceased backdating to the CRAs back in March 2015). 

I assure you my Amex cards did not backdate on my reports regardless of my "Member Since" date. 

You're welcome to "keep us posted", just prepare yourself not to be totally shocked when you realize we are right.