Posts: 3,348
Registered: ‎10-19-2012

Re: AMEX or Discover? Which to apply?

chucky1234 wrote:



I currently AU on some cards and recently was approved for a store card with a CL1750. My credit history is about 10 months old. I would like to apply for another card which should I try to apply for the AMEX or Discover IT card? Suggestions. My scores are around 720 +.

You do know that Amex is not one card right?

IMO if you're looking for a card that doesn't come with an annual fee, go with Discover It. If you don't mind annual fees, then our recommendation will depend on your spending pattern and credit needs.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.