AMEX platinum or CITI prestige

[Anonymous]

Neither, the af is too high on both, if you wanna PAY to use a credit card, i'd suggest the CSP as it's under $100 af and actually WORTH IT.

[Makersmark23]

Have had them both, kept Citi Prestige. It is just an overall better benefits program in general for most I think. You need another Amex for earning MRs, Prestige at least has an earning structure designed around travel.

100k MR is good, but if your choosing one or the other, I would say Prestige everyday .

[bch238]

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@Anonymous wrote:

Neither, the af is too high on both, if you wanna PAY to use a credit card, i'd suggest the CSP as it's under $100 af and actually WORTH IT.

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If you fly, the effective difference in fees between Prestige and CSP is $105.  $450 - annual $250 air credit - $95 CSP annual fee = $105. I love my CSP (it's my primary card), but the additional benefits of Prestige are well worth $105 vs. CSP.

[Anonymous]

I already have CSP. I can get the Prestige for $350 so.... $350- $250(air credit)= $100.   Same as CSP

The whole purpose of getting a new card is the perks of travel and hotel and bonus points.

Amex is good but it doesn't have good lounges at the airport where I am.

I like the 4th night free and I think I can get at least $1500 out of it but having to book through their agency is a pain.

but I dont want to miss out on AMEX 100k bonus.... ahhhhhhh  ..... can't appy for 2, too much cards.... 

CITI Prestige is currently a little better....