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Does anyone know of a link for AMEX pre-approval/pre-qualify?
@nvrgvupnvrsrndr wrote:Does anyone know of a link for AMEX pre-approval/pre-qualify?
Thanks for the link!
@nvrgvupnvrsrndr wrote:Thanks for the link!
your welcome did you have any luck ??????
No. Have had an Amex PRG since 6/2013. Wife has an AMEX BCE with myself as an AU. What's crazy is I'm the one with the credit. She's had the benefit of being an AU on all my CC's and hasn't had to take the hits for the HP's. I was declined for an AMEX BCE last summer most likely due to recent INQ's. I have perfect payment history with no lates on any account, $70k in credit lines, 5% utilization, AAoA is less than 2 years. Only bad is a 2 year old paid/satisfied med bill judgement. Go figure.
@nvrgvupnvrsrndr wrote:No. Have had an Amex PRG since 6/2013. Wife has an AMEX BCE with myself as an AU. What's crazy is I'm the one with the credit. She's had the benefit of being an AU on all my CC's and hasn't had to take the hits for the HP's. I was declined for an AMEX BCE last summer most likely due to recent INQ's. I have perfect payment history with no lates on any account, $70k in credit lines, 5% utilization, AAoA is less than 2 years. Only bad is a 2 year old paid/satisfied med bill judgement. Go figure.
Amex does look at your DTI Ratio from all your creditors.
Have good DTI. Combined annual income over $100k. Monthly bills less than $2.5k.