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for a younger brother.
@Anonymous wrote:for a younger brother.
Does he currently have any credit cards ? Any idea what his credit picture is like ?
no idea.
further reading leads me to believe the Prepaid would be more effective, at least internally, concerning a future Amex charge card.
Sounds like a great gift ! I would have loved any kind of gift card like that....
And if he decides to apply and get in with AMEX, it would be great for his future credit history w/backdating.
ok now how to fund using an Amex.
Is there an option to do so?
Otherwise can I get a MoneyPak using my Amex and then load the prepaid?
pointspointspoints
I thought Prepaid nor Pass backdates if you were to get a charge card.
@buildingitbackup wrote:I thought Prepaid nor Pass backdates if you were to get a charge card.
It doesn't backdate, but Amex states their pre-paid card is for people just starting out with credit that want a shot to get in with the Amex family.
I think it's a good plan, danpass has it right in his analysis AFAIK. As for funding it, there is an option once you log into the Amex account to fund the card (some random link on the right as I remember) and you can setup your bank account information there. It'll take a week or so to fund it.