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Established Member
Posts: 30
Registered: ‎12-20-2009
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AMEX pulled TU & EX...why?

I recently applied for a HHonors Amex Card. Long story short, DECLINED due to BK7 from 04'. I heard they don't tolerate BK until it falls off report but I thought maybe I'd slip through :smileyhappy: 

 

Anyway, they pulled Experian and TransUnion score. Why would they do that? Any ideas? 

Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
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Re: AMEX pulled TU & EX...why?


leetaig wrote:

I recently applied for a HHonors Amex Card. Long story short, DECLINED due to BK7 from 04'. I heard they don't tolerate BK until it falls off report but I thought maybe I'd slip through :smileyhappy: 

 

Anyway, they pulled Experian and TransUnion score. Why would they do that? Any ideas? 


They more than likely wanted to make a comparison amongst two of your credit reports in case of any discrepancies.  

Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
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Re: AMEX pulled TU & EX...why?

Don't feel too bad. When they rejected me in 2007 they pulled all 3.
Regular Contributor
Posts: 231
Registered: ‎08-07-2009
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Re: AMEX pulled TU & EX...why?

It's OK, they are not as grand as they think they are!

 

Not as widely excepted... & a bit overrated! 

-800 or Bust...!
Established Member
Posts: 30
Registered: ‎12-20-2009
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Re: AMEX pulled TU & EX...why?

Thanks everyone for the encouragement...i'm sure you're right. I guess since I know they're jerks and discriminating....it makes me want a card from them :smileyhappy:  I know that probably sounds silly. I guess I'll have to wait it out...
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Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: AMEX pulled TU & EX...why?

lol, it's like being back in 7th grade, and the more a group rejects you, the more you want to belong to it! :smileywink:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
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Re: AMEX pulled TU & EX...why?


haulingthescoreup wrote:
lol, it's like being back in 7th grade, and the more a group rejects you, the more you want to belong to it! :smileywink:

Yeah I plan on getting one in the next year or so.

Frequent Contributor
Posts: 286
Registered: ‎05-02-2007
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Re: AMEX pulled TU & EX...why?


haulingthescoreup wrote:
lol, it's like being back in 7th grade, and the more a group rejects you, the more you want to belong to it! :smileywink:

Hauling,

 

AMEX is more like having an abusive girlfriend.  The more she abuses you, the more you want to please her and you hope she changes.  But she won't.  She'll string you along, make you think everything is okay, then dump you when you're most vulnerable.........

Frequent Contributor
Posts: 286
Registered: ‎05-02-2007
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Re: AMEX pulled TU & EX...why?


ChemGuy wrote:

haulingthescoreup wrote:
lol, it's like being back in 7th grade, and the more a group rejects you, the more you want to belong to it! :smileywink:

Hauling,

 

AMEX is more like having an abusive girlfriend.  The more she abuses you, the more you want to please her and you hope she changes.  But she won't.  She'll string you along, make you think everything is okay, then dump you when you're most vulnerable.........


And she'll ruin your chances with all the other girls "i.e, CCCs".

Senior Contributor
Posts: 3,240
Registered: ‎04-03-2008
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Re: AMEX pulled TU & EX...why?

[ Edited ]

ChemGuy wrote:

ChemGuy wrote:

haulingthescoreup wrote:
lol, it's like being back in 7th grade, and the more a group rejects you, the more you want to belong to it! :smileywink:

Hauling,

 

AMEX is more like having an abusive girlfriend.  The more she abuses you, the more you want to please her and you hope she changes.  But she won't.  She'll string you along, make you think everything is okay, then dump you when you're most vulnerable.........


And she'll ruin your chances with all the other girls "i.e, CCCs".


After 28 years I think of AMEX as more like a sometimes-annoying spouse (though I'll never say that to my wife of 18 years:smileyvery-happy: )

 

Message Edited by MattH on 02-27-2010 10:35 AM
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
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