cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX question please give me an answer.

tag
Anonymous
Not applicable

AMEX question please give me an answer.

I am told that AMEX does not like BKs. I don't have a bk, but I have a 2 years old satisfied judgment and a 6 years old paid collection. My fico score from EQ is 681 the fakos from EX and TU are respectively 687 and 657. I would like the AMEX blue, would I be approved if I applied for it?
Message 1 of 29
28 REPLIES 28
Anonymous
Not applicable

Re: AMEX question please give me an answer.

i think to be safe i would try for a delta and ask for a "product change" when your delta arrives. not sure about the baddies and how amex would look at them, i think if any were amex accounts you would have to go the oasis route first.
Message 2 of 29
SonorityGenius
Established Contributor

Re: AMEX question please give me an answer.

Amex is VERY stringent with baddies on the report..
 
But with a score in the 680s you can get the Amex Delta Skymiles card.

After you get the card call and ask if you can convert it to the blue
 
There have been TONS of success -backdoor- to Blue this way.
 
Good luck let us know!
Message 3 of 29
SmartCookie
Valued Contributor

Re: AMEX question please give me an answer.



x5man wrote:
I am told that AMEX does not like BKs. I don't have a bk, but I have a 2 years old satisfied judgment and a 6 years old paid collection. My fico score from EQ is 681 the fakos from EX and TU are respectively 687 and 657. I would like the AMEX blue, would I be approved if I applied for it?


FAKOs mean nothing, so it would be good if you could find out all 3 of your FICOs since AMEX will pull them all.  As long as your judgements/collections are paid and they weren't with AMEX you should be fine, pending FICOs.  I would be cautious on applying for Blue immediately and suggest reading the boards on AMEX Starwood and other cards that are more easily approved and can later be converted to Blue.


Message Edited by SmartCookie on 10-30-2007 08:13 PM
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Message 4 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

thanks very much guys. You have been a great help.
Message 5 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

Appd & approved for Blue last week.
 
Pulled EX only.
 
No BK, 1 CO/CA nearly 7yrs old, FC 7yrs, no lates 5+yrs. 
Message 6 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

What is FC?
Message 7 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

Foreclosure

x5man wrote:
What is FC?



Message 8 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

Do you think I have a chance?
Message 9 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

Check your PMs

x5man wrote:
Do you think I have a chance?



Message 10 of 29
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.