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AMEX question please give me an answer.

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Anonymous
Not applicable

Re: AMEX question please give me an answer.

i would get the delta, then do a product change to blue (make sure they give you the blue rate, i read a post where they kept the delta terms), then do a bt after the product change.
Message 21 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

Has anyone gotten an Amex with a 2 yr old judgement?  I think it would be a wasted inquiry.  If you do apply please post your results.  Amex is known to reject a 2 yr old collection paid or unpaid.


Message Edited by Brammy on 10-30-2007 10:48 PM
Message 22 of 29
oneloveforall_2000
Frequent Contributor

Re: AMEX question please give me an answer.



@Anonymous wrote:
Has anyone gotten an Amex with a 2 yr old judgement? I think it would be a wasted inquiry. If you do apply please post your results. Amex is known to reject a 2 yr old collection paid or unpaid.


Message Edited by Brammy on 10-30-2007 10:48 PM


I had a cf account when i got my amx with $5,500cl then got a cli of 10k.
Message 23 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

What is a cf account?
Message 24 of 29
oneloveforall_2000
Frequent Contributor

Re: AMEX question please give me an answer.



@Anonymous wrote:
What is a cf account?



charged off account
Message 25 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.

CF= Consumer finance
CO= Charge off
Message 26 of 29
Anonymous
Not applicable

Re: AMEX question please give me an answer.



@oneloveforall_2000 wrote:


@Anonymous wrote:
Has anyone gotten an Amex with a 2 yr old judgement? I think it would be a wasted inquiry. If you do apply please post your results. Amex is known to reject a 2 yr old collection paid or unpaid.


Message Edited by Brammy on 10-30-2007 10:48 PM


I had a cf account when i got my amx with $5,500cl then got a cli of 10k.

 
Was this charge off in the past two years?  I know that they will declined for  a colletion 'paid or unpaid within the last two years.  They will not even look at you for 7 years with a BK.  Not sure what the purgatory is for a judgement.

Message 27 of 29
oneloveforall_2000
Frequent Contributor

Re: AMEX question please give me an answer.



@Anonymous wrote:


@oneloveforall_2000 wrote:


@Anonymous wrote:
Has anyone gotten an Amex with a 2 yr old judgement? I think it would be a wasted inquiry. If you do apply please post your results. Amex is known to reject a 2 yr old collection paid or unpaid.


Message Edited by Brammy on 10-30-2007 10:48 PM


I had a cf account when i got my amx with $5,500cl then got a cli of 10k.

Was this charge off in the past two years? I know that they will declined for a colletion 'paid or unpaid within the last two years. They will not even look at you for 7 years with a BK. Not sure what the purgatory is for a judgement.




the charge off was 3 years old and i paid it 3 months ago
Message 28 of 29
Miner
Frequent Contributor

Re: AMEX question please give me an answer.

Here is a list of common abbreviations on these forums:
 
These should help you understand the secret language that people use here.
Current FICO8: EQ:782, TU:754, EX:767 | 1x 30 day late 6yrs ago
AAoA: 10 years; AAoOA: 13 months; Credit Length: 21 years
INQ Eq: 3 / Tu: 5 (4 for auto) / Ex: 9 (5 for auto)
Message 29 of 29
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