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Established Member
Posts: 18
Registered: ‎09-25-2010
0

AMEX question

I am thinking of checking on Special offer on AMEX if I got any but will they use it as SP or HP or no?
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: AMEX question

It will be a SP.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,265
Registered: ‎09-14-2012
0

Re: AMEX question

SP only

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Member
Posts: 18
Registered: ‎09-25-2010
0

Re: AMEX question

Ok.
Established Contributor
Posts: 560
Registered: ‎09-29-2012
0

Re: AMEX question

I don't want to hijack this thread, but I also ahave a question.

 

What if you are officailly optedout from pre approvals, will Amex still be a SP?  or no pull at all?

Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
0

Re: AMEX question

DId it work for you, OP?  I can never get that site to give any results.


In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600

Last App: April 2, 2014
Established Contributor
Posts: 560
Registered: ‎09-29-2012
0

Re: AMEX question


SnackTrader wrote:

DId it work for you, OP?  I can never get that site to give any results.


are you opted out?  I wanna try it but im concerned that it won't give me any results cuz im opted out.

Valued Contributor
Posts: 2,280
Registered: ‎07-23-2012
0

i never opted out or in.  ive never had them show me anyt...

i never opted out or in. 

ive never had them show me anything. 

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor
Posts: 560
Registered: ‎09-29-2012
0

Re: i never opted out or in. ive never had them show me anyt...


creditnocash wrote:

i never opted out or in

ive never had them show me anything. 

 


Everyone is opted in.  The CRA sell our data unless we opt out.

 

But if you didn't oupt out and it still doesn't show any results, then i guess it doesn't really matter.  unless someone else wants to chime in and share their experience?

Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
0

Re: AMEX question


ccnewcc wrote:

SnackTrader wrote:

DId it work for you, OP?  I can never get that site to give any results.


are you opted out?  I wanna try it but im concerned that it won't give me any results cuz im opted out.


I am not opted out.  Other sites (Discover in particular) have been able to show me preapprovals.


In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600

Last App: April 2, 2014
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