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Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008

AMEX question

Amex is known to report "member since" from the date of opening the first account with them. But what if somebody adds me as an AU on his AMEX and once it gets reported I apply on my own? Will I inherit the history of an AU account on my card? Sorry, if the question sounds strange)
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: AMEX question

yes
Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008

Re: AMEX question

Realy? So if I want to extend the length of my credit history I can simply ask my friend to add me as an AU to his longest Amex card and apply on my own...  if I get approved I will get a long tradeline on my report. What about my other AMEX cards? The ones I have now, will they reage as well?
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: AMEX question

From what I know AU card holder inherits the age of the primary holders card open date. That is pretty common practise.  Most other companies I know they carry the first date that account is opened. I would think Amex would be same. My suggestion apply for it and see what they say.
Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008

Re: AMEX question

What about ny existing Amex cards? will they carry the age of the older AU account?
New Member
pepdar
Posts: 3
Registered: ‎05-05-2009

Re: AMEX question

I have the same question. My dad has an Amex member-since of '79, while mine is '98. If he adds me as an AU to his account, can I request to have my member-since for all cards set to '79? 
Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008

Re: AMEX question

Anybody?
Regular Contributor
stefanc
Posts: 220
Registered: ‎11-16-2007

Re: AMEX question

Was AU on DW account and all my cards were backdated -- worked for me -- YMMV.
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: AMEX question

The history should appear on all your AmEx cards, those issued by American Express. Obviously, it won't happen for a BofA AmEx, or a USAA AmEx, or other cards issued by other banks/ CU's.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: AMEX question

What happens if you become an AU, have the age carried over to you existing cards, and then cease to be an AU? Do you revert back to your original date or do you get to retain the age?


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