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Frequent Contributor
2011beginnings
Posts: 290
Registered: ‎02-01-2013

AMEX "Credit & Debit Adjustment"

Anyone know what this is about?

I have an AMEX Gold card and there is a $86.65 debit adjustment and Jen a $86.65 credit adjustment for the same day (3/22/13).
Has anyone ever seen or got this before?
PenFed AMEX: $5500 | AMEX BCE: $6000 | BofA BBR: $5000 | Discover It: $3000 | CS: $5000 | CSP: $5000 | Citi Dividend Platinum Select: $4300 | BofA CR: $7500

TU: 722 / EX: 763 / EQ: 735
Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Re: AMEX "Credit & Debit Adjustment"

I believe, in general, it is when a charge goes through in error, and then gets reversed. Anyone correct me if I am wrong.

 photo Logo-CreditCardCollection_zps46f2f9f7.jpgWmart (TU): 803, Disc it (TU): 807, CKarma (TU): 771, AmEx (EX): 755, CSesame (EX): 731, Quizz (EQ): 775, myFICO (EQ): 770.
Oldest: AmEx: 26Y-4M, AAoA: 7Y-5M, Utl: 2.73%, 12/24 Inq: 6/16, Income: $104k, Garden: 06/16/2014. Updated 06/23/2014.
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: AMEX "Credit & Debit Adjustment"

did you dispute any transactions with amex? sounds like that might have been it.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: AMEX "Credit & Debit Adjustment"


indiolatino61 wrote:

I believe, in general, it is when a charge goes through in error, and then gets reversed. Anyone correct me if I am wrong.


Thats sounds like it could be it.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
2011beginnings
Posts: 290
Registered: ‎02-01-2013

Re: AMEX "Credit & Debit Adjustment"

Nope. I haven't disputed a transaction since Decemberish. Eh no harm, no foul haha.
PenFed AMEX: $5500 | AMEX BCE: $6000 | BofA BBR: $5000 | Discover It: $3000 | CS: $5000 | CSP: $5000 | Citi Dividend Platinum Select: $4300 | BofA CR: $7500

TU: 722 / EX: 763 / EQ: 735

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