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AMEX recon and corrected teletrack

Established Contributor

AMEX recon and corrected teletrack

Okay, so I applied for the BCE card on June 30,2012 and was denied because of a charge off listed on teletrack. I ordered the teletrack and disputed the inaccuate info. Today, I received a revised teletrack report which is clean. In July I was approved for the NFCU rewards visa and it is now listed on my experian report. Since I have a VERY new account, should I wait to contact AMEX for reconsideration? I don't need an AMEX ..I just want it .

 

 

 

EDITTED- I called and stated they could send for manual review but that I do not authorize another hard inquiry on EX and she noted that if a hard inquiry is needed not to proceed. I then asked her if the call was taped and I could go back to this discussion and she stated yes. We will see.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
2 REPLIES
Regular Contributor

Re: AMEX recon and corrected teletrack

I really don't think Amex will do a recon from june. It would be a new app a new hard pull (IMO of course). 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Moderator Emeritus

Re: AMEX recon and corrected teletrack

In my recent experience, amex is not inquiry sensitive. If you want the card, you'll probably need to reapply

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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