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Established Contributor
calihlove75
Posts: 713
Registered: ‎05-16-2012

AMEX recon and corrected teletrack

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‎08-09-2012 11:15 AM - edited ‎08-09-2012 12:49 PM

Okay, so I applied for the BCE card on June 30,2012 and was denied because of a charge off listed on teletrack. I ordered the teletrack and disputed the inaccuate info. Today, I received a revised teletrack report which is clean. In July I was approved for the NFCU rewards visa and it is now listed on my experian report. Since I have a VERY new account, should I wait to contact AMEX for reconsideration? I don't need an AMEX ..I just want it .

 

 

 

EDITTED- I called and stated they could send for manual review but that I do not authorize another hard inquiry on EX and she noted that if a hard inquiry is needed not to proceed. I then asked her if the call was taped and I could go back to this discussion and she stated yes. We will see.

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: AMEX recon and corrected teletrack

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‎08-09-2012 11:59 AM

I really don't think Amex will do a recon from june. It would be a new app a new hard pull (IMO of course). 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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webhopper
Posts: 6,825
Registered: ‎09-16-2011

Re: AMEX recon and corrected teletrack

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‎08-09-2012 12:47 PM

In my recent experience, amex is not inquiry sensitive. If you want the card, you'll probably need to reapply
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


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