08-09-2012 11:15 AM - edited 08-09-2012 12:49 PM
Okay, so I applied for the BCE card on June 30,2012 and was denied because of a charge off listed on teletrack. I ordered the teletrack and disputed the inaccuate info. Today, I received a revised teletrack report which is clean. In July I was approved for the NFCU rewards visa and it is now listed on my experian report. Since I have a VERY new account, should I wait to contact AMEX for reconsideration? I don't need an AMEX ..I just want it .
EDITTED- I called and stated they could send for manual review but that I do not authorize another hard inquiry on EX and she noted that if a hard inquiry is needed not to proceed. I then asked her if the call was taped and I could go back to this discussion and she stated yes. We will see.
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
08-09-2012 11:59 AM
I really don't think Amex will do a recon from june. It would be a new app a new hard pull (IMO of course).
08-09-2012 12:47 PM
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