Wow! That was fast. Others reported that it took 6 to 8 weeks for their new Amexes to report on their CR. But both my Zync and Costco are already on my EX report. They both show date opened as 2/1/87 - Thank you, God! 
Of course, I have NO idea how this affects my EX FICO. 
I can't wait for them to report on EQ, so I can get an updated SW FICO. I just hope that it's a BIG jump and more than makes up for 2 account balances reporting (small, though they are).
One thing that's odd is that it shows date opened as 2/1/87, but under the 24-month history section, it only has one lonely month. So, I do wonder what potential creditors would think about this. Or current ones, for that matter. It does look odd. But I am SO grateful for backdating. It's a credit miracle! 
bichonmom wrote:Wow! That was fast. Others reported that it took 6 to 8 weeks for their new Amexes to report on their CR. But both my Zync and Costco are already on my EX report. They both show date opened as 2/1/87 - Thank you, God!
Of course, I have NO idea how this affects my EX FICO.
One thing that's odd is that it shows date opened as 2/1/87, but under the 24-month history section, it only has one lonely month. So, I do wonder what potential creditors would think about this. Or current ones, for that matter. It does look odd. But I am SO grateful for backdating. It's a credit miracle!
I was thinking the same thing but for my student loans...They used to report as a single tradeline on my reports all the way since 2007...now they just say "since 2007" but they are only showing like 1 or 2 months of reported payments....wodner if that hurts or not?
Starting Score: 450 (Late 2009)
bichonmom wrote:Wow! That was fast. Others reported that it took 6 to 8 weeks for their new Amexes to report on their CR. But both my Zync and Costco are already on my EX report. They both show date opened as 2/1/87 - Thank you, God!
Of course, I have NO idea how this affects my EX FICO.
One thing that's odd is that it shows date opened as 2/1/87, but under the 24-month history section, it only has one lonely month. So, I do wonder what potential creditors would think about this. Or current ones, for that matter. It does look odd. But I am SO grateful for backdating. It's a credit miracle!
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