AMEX reporting

[Anonymous]

How long did it take for you guys, for AMEX to start reporting to the credit bereaus?

I just activated my PRG last night, still waiting on my BCE.

[Anonymous]

I was approved for BCE on 05/12/15 and have not seen a hard pull or any reporting from them yet.

[Anonymous]

I havent seen a HP yet too lol

[Anonymous]

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@Anonymous wrote:

I havent seen a HP yet too lol

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Where are you looking to see if you have a HP?

[Anonymous]

Usually CreditKarma or Credit Sesame will alert me, if there has been any activity on my reports

[Anonymous]

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@Anonymous wrote:

Usually CreditKarma or Credit Sesame will alert me, if there has been any activity on my reports

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Well then that's why you haven't seen an alert for an inquiry from Amex.  CreditKarma checks your EQ and TU reports and will not report an inquiry on Experian which is the bureau that American Express pulls.  Credit Sesame only checks your TU report and also will not show an inquiry on Experian.  I can almost guarantee you that you have an inquiry on Experian

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Usually CreditKarma or Credit Sesame will alert me, if there has been any activity on my reports

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Well then that's why you haven't seen an alert for an inquiry from Amex.  CreditKarma checks your EQ and TU reports and will not report an inquiry on Experian which is the bureau that American Express pulls.  Credit Sesame only checks your TU report and also will not show an inquiry on Experian.  I can almost guarantee you that you have an inquiry on Experian

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Thanks for the information, I didnt know this at all.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Usually CreditKarma or Credit Sesame will alert me, if there has been any activity on my reports

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Well then that's why you haven't seen an alert for an inquiry from Amex.  CreditKarma checks your EQ and TU reports and will not report an inquiry on Experian which is the bureau that American Express pulls.  Credit Sesame only checks your TU report and also will not show an inquiry on Experian.  I can almost guarantee you that you have an inquiry on Experian

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Thanks for the information, I didnt know this at all.

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You're very welcome.  Common misperception that people have about those two reports.

[Anonymous]

Experian has my inquiry. No TL reporting since May 2015.