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I have a Zync Charge card now for a year and I'm looking for a new AMEX Revolver card. My score are current below and my question is...What AMEX revolving card are easy to be approve? Will I get approve for Delta Gold? Should I try Barclays first then wait 6 months before getting another AMEX card? My EX util is around 36%.
Thanks in advance.
I got approved for Clear when my score was 725 and util was over 50%.
@Anonymous wrote:I got approved for Clear when my score was 725 and util was over 50%.
Likewise, I was recently approved for an Amex Clear with ~50% utilization and a similar score. I have a long relationship (Amex Gold ) with them (~14 months).
My personal opinion; is to only apply for the card(s) you want.
My first App for an AmEx was declined (I had very limited history, IIRC 3 months total history). So; I signed up on the AmEx website to be notified of offers.
About a year later (building history); I received an offer for the AmEx Green. I shredded the offer, due to the AF.
A couple/few months after that; they introduced the Zync card, and I got an offer. I shredded that offer (another AF card), and applied for the card I wanted (AmEx BC w/ no AF); and was approved.
I forgot to mention that the Clear was my first app with AMEX. At the time my AAoA was about 2.5 years with my oldest TL approximately 4 years old.
Pretty limited payment history though considering almost all of my TL are/were student loans that have been in in-school deferment.
Thanks for all the response... Got Approved for AMEX SPG and my CLEAR application still pending (fingers crossed).