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I have not had an AMEX since 1995, it was a gold card and charged off about 7k, bad spot in my life.
Why I am getting so many inquires from AMEX. Last night I put a freeze on Experian.
Should I be worried they will be back after me for a charge off from 17 years ago ?
Thank you
AMEX ACCOUNT REVIEW
Address:
PO BOX 981537
EL PASO TX 79998
(800) 874-2717
Date of Request:
10/21/2012
AMERICAN EXPRESS CO
Address:
PO BOX 981537
EL PASO TX 79998
(800) 874-2717
Date of Request:
09/04/2012
AMERICAN EXPRESS 2
Address:
PO BOX 981537
EL PASO TX 79998
(800) 874-2717
Date of Request:
08/21/2012
AMERICAN EXPRESS
Address:
19640 N 31ST ST. AVE
PHOENIX AZ 85027
No phone number available
Date of Request:
07/08/2012, 05/25/2012, 05/15/2012,
04/11/2012, 03/14/2012, 03/05/2012,
03/01/2012
Address:
20022 NORTH 31ST STREET
PHOENIX AZ 85027
No phone number available
Date of Request:
09/27/2011, 08/30/2011, 07/27/2011,
06/23/2011, 06/01/2011, 05/04/2011,
12/16/2010, 11/23/2010
AMEX
Address:
20022 NORTH 31ST STREET
PHOENIX AZ 85027
No phone number available
Date of Request:
11/23/2010
Not so sure they can come after you since that's way past the SOL, but they can still bug you for the rest of eternity of they wanted to. Either way, considering they've been SPing you for so long, I highly doubt you'll ever be able to get back in the doors with AMEX again.
When a debt is past SOL, that means they cannot use lawsuit or judgement to make you pay. Other than that they can still try to collect debt.
even with a freeze they can still SP you because you have done business with them. SP's do not show up to other lenders so do not worry about it. everytime yoy pull your own report its a SP. if you use 3 diffrent sites that pull your 3 reports you could see 3 per day per report for a total of 1095 per year per report or a total of 3285 for all three. do not worry about SP's amex and all my cards SP me every month when the bill cuts.
i just checked my EX and between the CCC's and my self there are well over 1k sp's not to worry. they can not see it at all and with those scores see if you can get a revoler
@afbar1114 wrote:i just checked my EX and between the CCC's and my self there are well over 1k sp's not to worry. they can not see it at all and with those scores see if you can get a revoler
This is only true with Experian. With Equifax and Transunion; there's a limit(an exact number actually) to how many soft pulls, your file can hold.
@XxRaVeNxX wrote:This is only true with Experian. With Equifax and Transunion; there's a limit(an exact number actually) to how many soft pulls, your file can hold.
Actually a limit to total pulls (HP+SP) a file can hold.