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I have heard on here from multiple posters that AMEX starts most accounts at $2000. I have had Blue Cash for 3 years, and it's been at $2000 for all three years until I finally broke down last week and asked for a CLI and was given $6000 (used the 3x rule).
I want to hear from people who have received $2000 starting limits or higher. In both cases, did you have other lines with AMEX and what were those limits?
The reason I ask, is because I applied for the CLI immediately after being approved for the HHonors at $2000 CL. I am wondering if I had applied after the CLI, if the system would have taken into consideration that I have another AMEX line of $6000, and given me a higher limit. Any input you have would be great. Thanks.
They started me at $4,500 on my Blue 3 years ago. After 90 days I used the 3x rule and got it upped to $12,500. Been there ever since.
My wife just go a Blue Cash - starting was $2000...
Ray
Mines was initially $2000. Currently at $5000.
They have never shown any signs of increasing any line.. I have used that card very heavy.. finally I paid off both the BLUE & Clear card Ihave...
I also carry their ONE from American express card which they have set a hard limit..
Last I spoke she explained I'm not quite there yet !! didnt know what they meant !!
I hope they increase my limit its been three years now
I just got the AmEx Blue Cash card on the 1st of April and was given a 2000 CL, I was able to have it backdated to 1991 since I had an AmEx in 91, I have not heard of the 3X rule until just now, should I ask for the 3X CLI after 90 days? And if for some reason they are not willing to go to 6000, would they counter offer me something? I plan on using the card semi heavy for the first 90 days and PIF each month before calling for the CLI.
I also am an AU on my Fathers AmEx Optima which was opened in 84 (16,000 CL) I use that card once a month for small purchases and PIF.
I'm not sure what scoring model they used when they pulled my Experian report (Fico or some other model?) but I asked the CSR if she could tell me my credit score and she said she couldn't tell me over the phone, so I told her my TU Fico was a 704 and she did say the score she was looking at was a little higher than that. So I'm wondering if I'd have success asking for the 3X CLI?
I was approved for Blue Cash last week with a starting CL of $3600. I have had Green since October 2010. Both are backdated to 2001 when I had my previously CO Amex accounts.
Amex seems to be pretty comfortable with giving out 2k-3.8k limits.
Some borderline people tend to get 1.2k and the like.
They do seem to be very open and willing to throw cli around though.
I applied for a Green Card in 08/10, then scrapped that and got a PR Gold in 10/10 (had up to a $4700 balance on the Green one month) and usually run $1500 through the Gold. Applied for a Costco AmEx in March and I got a 2k starting limit as well.