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AMEX upgrade/downgrade

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IgnatiusReilly
Regular Contributor

AMEX upgrade/downgrade

Thanks to this forum, I got an Amex Gold in January backdated to 87. I want to upgrade to a Platinum for travel purposes but to pc as I want to keep the account due to its age. Any chance of getting a MR bonus while upgrading? Any advantage to downside to downgrading to Green? I put about 3k a month on the Gold and about the same on my BCP.

And because we're talking Amex and MR, I was in my boss' office and he had his account on the screen. 6,800,000 MR points.
Message 1 of 5
4 REPLIES 4
Thomas_Thumb
Senior Contributor

Re: AMEX upgrade/downgrade

Now you are rubbing salt into my wounds.

 

I tried to re-establish an account with Chase and asked if they could back date it to 1986 (even gave them the account #) but I was shutdown.

 

I felt the CSR thought I was high just for making such a request. Their records don't go back eons. No way no how.

 

P.S. I am an AMEX green card holder from 1984. It works for me and really is a no limit charge card. No need to pay higher fees for a gold or platinum. My yearly fee is still $55.00.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 2 of 5
Anonymous
Not applicable

Re: AMEX upgrade/downgrade

Amex is one bonus per personal card. I would app for plat with some good sign up bonus then downgrade the gold.
Message 3 of 5
ddemari
Super Contributor

Re: AMEX upgrade/downgrade


@Thomas_Thumb wrote:

Now you are rubbing salt into my wounds.

 

I tried to re-establish an account with Chase and asked if they could back date it to 1986 (even gave them the account #) but I was shutdown.

 

I felt the CSR thought I was high just for making such a request. Their records don't go back eons. No way no how.

 

Please pass the hash oil - THC is legal in Colorado now. Oh .. but I don't live in Colorado


gauging your scores, you have perfect credit obviously. you have a chase card you closed or was closed and asked them to reopen it? chase has never back dated anything like that and I dont think that really any bank does or ever did except amex. that is some swager though to call and ask! 

 

chase has a longgggg memory too, but a closed card is closed. 

Message 4 of 5
Thomas_Thumb
Senior Contributor

Re: AMEX upgrade/downgrade

I made a mistake and cancelled my account back in 2006 - after 20 years- because they sent out a notice that certain information on customers was going to be shared with 3rd parties. Little did I know that our info would become an open book "the scoring of America".

 

I tried to make amends but the price was too high - An inquiry and a newby account. Don't need them that much.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 5 of 5
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