AMEX

[Anonymous]

hey guys, 

been a long while since I posted. I've been hiding away paying everything off and gardening. I have a quick question:

I was on the AmEx Hardship program for about 7 months and called in yesterday to leave the program and get my cards back. During the program, Amex balance chased me like there was no tomorrow. if i paid off $500, my CL went down $450. the also placed a hard limit of $500 on my PRG and Green card. Is it possible , and if so, how hard would it be to get back to my old limits on the credit cards and NPSL on those two charge cards?

[Berk]

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@Anonymous wrote:

hey guys, 

been a long while since I posted. I've been hiding away paying everything off and gardening. I have a quick question:

I was on the AmEx Hardship program for about 7 months and called in yesterday to leave the program and get my cards back. During the program, Amex balance chased me like there was no tomorrow. if i paid off $500, my CL went down $450. the also placed a hard limit of $500 on my PRG and Green card. Is it possible , and if so, how hard would it be to get back to my old limits on the credit cards and NPSL on those two charge cards?

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A good payment history, low util, and time will do wonders. No one - not even Amex - can give you the specifics you are looking for. You are in charge of your own destiny with Amex.

[takeshi74]

It's certainly possible but it will take time and responsible usage so set some realistic expectations.

[Anonymous]

I was just worried because i have enough cash saved up to pay them off and I'm afraid once they get their money they'll cancel me faster than i can blink an eye