Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007


I think it must be 19+ years. That's how old the Discover card was when I added it and got whacked. I thought I'd gotten hit again when it hit 20, but when I looked at it again, I think it was something else. My best guess, anyway.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Posts: 80
Registered: ‎06-13-2008


I'll try 19+ years for -17 points, Alex... 
True test will be when I go for AMEX Starwoods in that point I'll have no new accounts and no inquiries (2 and 2).  We'll see what another 22 year (at that point) account will do to the FICO Magic-Mystery Tour...

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+