AMEX!!!

Crystalsicles · ‎02-19-2012

Currently, I have a $2000 CL on my AMEX BCE. I want to ask for a CLI but Im afraid of being rejected. I tried the 61 day thing back around the end of April, but I was denied. However, I only had one statement cut during that time, I had a balance, and I wasnt using the card at all. Fast forward to now and I've been using the card a regularly and I dont have a balance. (I just paid the balance off today). How long should I wait b4 I ask for a CLI again?

LB/WFNNB (Opened- 12/06) Capital One Platinum (Opened- 7/06) AMEX (Opened- 2/12) Chase Freedom (Opened- 2/12) GE/Havertys (Opened 8/12)

MontegoMack · ‎01-21-2012

If you've applied after 61 days for a CLI, I believe your next wait period is 6 months thereafter.

Caveat: I could be wrong

BofA Cash Rewards Signature Visa 5k
Chase Freedom 6.5k
BBRZ MC 800 (SD)

Koop10010 · ‎02-15-2012

I think Amex requires 6 months from your last successful CLI, but only 3 months from a failed CLI.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday

Crystalsicles · ‎02-19-2012

So I shouldn't app? Its been 3 months since the last request (unsuccessful).

LB/WFNNB (Opened- 12/06) Capital One Platinum (Opened- 7/06) AMEX (Opened- 2/12) Chase Freedom (Opened- 2/12) GE/Havertys (Opened 8/12)

Koop10010 · ‎02-15-2012

Crystalsicles wrote:
So I shouldn't app? Its been 3 months since the last request (unsuccessful).

I think you should be fine to ask again if you want to. Even if it's not been long enough, I can't imagine asking now would "reset the clock".

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday

DrJim · ‎10-26-2009

Were you given reasons for the denial? If so, what were they?

If you are not eligible they will tell you. No harm, no foul.

Regarless, it's a soft pull so I would say give them a call today!

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

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Crystalsicles · ‎02-19-2012

Went for it this morning and now I have a $6000 Credit Limit!!!

LB/WFNNB (Opened- 12/06) Capital One Platinum (Opened- 7/06) AMEX (Opened- 2/12) Chase Freedom (Opened- 2/12) GE/Havertys (Opened 8/12)

flowfaster · ‎08-30-2011

Nice, Congrats!

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+

webhopper · ‎09-16-2011

Crystalsicles wrote:
Went for it this morning and now I have a $6000 Credit Limit!!!

Congrats!! Nice CLI!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!

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MsLadyRover · ‎03-14-2012

That's terrific! Congrats on your increase!

Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
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