Reply
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: AMEx Platinum with EMV is here !

I see PRG + Blue as being a good combo...   I don't know that the AF on the MB would be worth it unless you're a MB driver.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Member
Posts: 23
Registered: ‎11-02-2012
0

Re: AMEx Platinum with EMV is here !


CS800 wrote:

FOr right now I can justify the AF on the Plat. I think if the travels go way down, I'll switch to the PRG. I already have the BCE for the 321 category.

 


Is it PIN or Signature?  Also, how did you go about requesting one?

Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: AMEx Platinum with EMV is here !


webhopper wrote:

I see PRG + Blue as being a good combo...   I don't know that the AF on the MB would be worth it unless you're a MB driver.


I agree. I bought an MB about 9 month ago and at the dealership when I was making the final paperwork, they asked me if I wanted to get this card (the regular blue MB AMEX)

 

https://www.mbfs.com/mbfsr/en/misc/creditCard.do

 

The Plat version looks like a good deal but that's an extra $25 added to the existing $450 (what's an $25 huh, I'm cheap)

 

Wonder if the regular plat could be PC'ed to the MB Plat. Just curious at this point.




Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: AMEx Platinum with EMV is here !


GoRavens wrote:

CS800 wrote:

FOr right now I can justify the AF on the Plat. I think if the travels go way down, I'll switch to the PRG. I already have the BCE for the 321 category.

 


Is it PIN or Signature?  Also, how did you go about requesting one?


It's a signature not the pin as far as I know. My card did not come with any pin number. I called the Plat customer service number and requested that my card be changed to this versio since it would be helpful when I travel to Europe. It was painless; done in about 10 minutes and it was expedited overnight at no cost.




Senior Contributor
Posts: 4,344
Registered: ‎02-23-2011
0

Re: AMEx Platinum with EMV is here !

[ Edited ]

CS800 wrote:

webhopper wrote:

I see PRG + Blue as being a good combo...   I don't know that the AF on the MB would be worth it unless you're a MB driver.


I agree. I bought an MB about 9 month ago and at the dealership when I was making the final paperwork, they asked me if I wanted to get this card (the regular blue MB AMEX)

 


A no fee MR "Blue" of some kind is good to have for maintaining MR points when you cancel accounts.

 

In my estimation, the MB Plat is a better card if you plan to buy/lease or drive a Mercedes.  I'm planning to lease one near October, so will get this card for the 50K MR points and the $1,000 off the lease/purchase in addition to an extra 2,000 miles on the lease.  Also, you can have 5X the points when the car is serviced at MB and $100 accessories.  I can get a nice key fob, I guess.

 

If you have the Blue, you can cancel your Platinum and apply for the MB Platinum for new bonus.  For now, Amex considers them different products and you can receive the bonus right after the other's cancelled.

 

PS - MB Plat has all the benefits of regular Plat including the $200 airline credit.

Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: AMEx Platinum with EMV is here !


Open123 wrote:

CS800 wrote:

webhopper wrote:

I see PRG + Blue as being a good combo...   I don't know that the AF on the MB would be worth it unless you're a MB driver.


I agree. I bought an MB about 9 month ago and at the dealership when I was making the final paperwork, they asked me if I wanted to get this card (the regular blue MB AMEX)

 


A no fee MR "Blue" of some kind is good to have for maintaining MR points when you cancel accounts.

 

In my estimation, the MB Plat is a better card if you plan to buy/lease or drive a Mercedes.  I'm planning to lease one near October, so will get this card for the 50K MR points and the $1,000 off the lease/purchase in addition to an extra 2,000 miles on the lease.  Also, you can have 5X the points when the car is serviced at MB and $100 accessories.  I can get a nice key fob, I guess.

 

If you have the Blue, you can cancel your Platinum and apply for the MB Platinum for new bonus.  For now, Amex considers them different products and you can receive the bonus right after the other's cancelled.

 

PS - MB Plat has all the benefits of regular Plat including the $200 airline credit.


Thanks for the clarification. It does seem to have good perks.




Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: AMEx Platinum with EMV is here !

6. Welcome bonus offer not available to applicants who have had this product within the last 12 months.You can earn 50,000 Membership Rewards® points when you spend $1,000 in your first 3 months of Card membership.To be eligible to earn points, you must charge your purchase on an eligible Platinum Card® from American Express exclusively for Mercedes-Benz. Points will be credited to your Membership Rewards account within 6 - 8 weeks after the spend requirement has been reached. This offer is not valid for existing Platinum Card members from American Express.*** You are eligible to receive points for only one Card account. Additional Card members are not eligible.

 

***

Well that foils my plan.

 

Or would opening a blue, closing Plat, then opening this account work?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Senior Contributor
Posts: 4,344
Registered: ‎02-23-2011
0

Re: AMEx Platinum with EMV is here !

[ Edited ]

Dustink wrote:

6. Welcome bonus offer not available to applicants who have had this product within the last 12 months.You can earn 50,000 Membership Rewards® points when you spend $1,000 in your first 3 months of Card membership.To be eligible to earn points, you must charge your purchase on an eligible Platinum Card® from American Express exclusively for Mercedes-Benz. Points will be credited to your Membership Rewards account within 6 - 8 weeks after the spend requirement has been reached. This offer is not valid for existing Platinum Card members from American Express.*** You are eligible to receive points for only one Card account. Additional Card members are not eligible.

 

***

Well that foils my plan.

 

Or would opening a blue, closing Plat, then opening this account work?


Yes, it would most assuredly work, as of now.  But, this could change next year.

 

PS - If you have another Amex card, your MR points will remain for 30 days as a courtesy if you close the Platinum.  However, I know this is the case if you have an SPG, so check with Amex *first* before closing the Plat, unless you app for the Blue first.

 

Senior Contributor
Posts: 4,583
Registered: ‎12-11-2011
0

Re: AMEx Platinum with EMV is here !

Isnt the plain blue an MRe card?
;
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: AMEx Platinum with EMV is here !


jsucool76 wrote:
Isnt the plain blue an MRe card?

MRe points will be converted to regular MR points if you hold a charge card that earns MR points.

My Zync points are full MR points because I have PRG.  Zync has cheaper AF than Green, so its a WIN :smileyvery-happy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.