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AMX BCP CLI Denied

tag
669
Regular Contributor

AMX BCP CLI Denied

Yesterday I pulled the trigger on getting a CLI on my BCP since it was the 62nd since approval...i was denied saying that AMX will not give CLI on accounts less than 60 days old.

 

My question, can I try 61 days after the activation date or is there a waiting period since I tried to early?

 

Thanks

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Message 1 of 6
5 REPLIES 5
FrugalRican
Blogger

Re: AMX BCP CLI Denied

Yes, try again in a week or two. I've seen this happened before and the people tried again and it went through.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 2 of 6
Anonymous
Not applicable

Re: AMX BCP CLI Denied

Yikes!!!  I will have to remember this -- my 61st day falls on a Sunday -- think I'll wait till Monday or Tuesday before trying for the first CLI. 

Message 3 of 6
tntexans72
Valued Contributor

Re: AMX BCP CLI Denied

Or wait til after the 2nd billing cycle to request your CLI if you lost count of the days you activate the BCP card. GL !!

Message 4 of 6
Revelate
Moderator Emeritus

Re: AMX BCP CLI Denied

It's probably 61 days since activation, or 61 days since first use.  61 days from approval doesn't make a whole lot of sense as the purpose is to see use on the tradeline for some specific period of time, and approval -> activation is a variable length period.

 

My theory anyway.




        
Message 5 of 6
flowfaster
Established Contributor

Re: AMX BCP CLI Denied

Yeah, for me anyways it was 61 days from activation.  I tried the CLI at 61 days from approval and got the "we don't give CLI in 60 days" message.  I tried it again 4-5 days later and got approved!!! It went from 2000 to 6000, instant approval.  Very Nice!

 

I got both the denial and approval letters on the same day in the mail....

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
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