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Regular Contributor
669
Posts: 111
Registered: ‎02-09-2008

AMX EX Fico score with approval of BCP

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‎04-23-2012 03:40 PM

I applied on 4/18/12 for the AMX BCP and got my welcome package and fortunately or unfortunately I got my EX Fico score........809.

 

Thats a good score but means that I did not get the best APR.

 

I dont plan on carrying a balance, it would have been nice to get the best APR for the feel good factor.

 

Still pleased though.

 

Off to update my siggy!!!!

EQ 12/03/12 792
TU 12/27/12 773
EX 04/18/12 809 ( AMX Score) 10/13/12 797 (Quizzle) 11/06/12 800 (Credit Sesame) 12/5/12 800 (Credit.com)
27 years credit history
16 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
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Mega Contributor
LS2982
Posts: 14,371
Registered: ‎04-09-2011

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 03:47 PM

669 wrote:

I applied on 4/18/12 for the AMX BCP and got my welcome package and fortunately or unfortunately I got my EX Fico score........809.

 

Thats a good score but means that I did not get the best APR.

 

I dont plan on carrying a balance, it would have been nice to get the best APR for the feel good factor.

 

Still pleased though.

 

Off to update my siggy!!!!

CONGRATS!!!

 

And WTG on that 800 score!!! Good job!!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
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Regular Contributor
669
Posts: 111
Registered: ‎02-09-2008

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 03:53 PM

Thanks LS!!!!!

 

Good to see you back!!!!

EQ 12/03/12 792
TU 12/27/12 773
EX 04/18/12 809 ( AMX Score) 10/13/12 797 (Quizzle) 11/06/12 800 (Credit Sesame) 12/5/12 800 (Credit.com)
27 years credit history
16 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
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Mega Contributor
LS2982
Posts: 14,371
Registered: ‎04-09-2011

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 03:56 PM

669 wrote:

Thanks LS!!!!!

 

Good to see you back!!!!

Did you call in about the APR?? I would talk to them about it.



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
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Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 03:57 PM

Impressive.  I too was disappointed when I didn't get the best APR (with a 752), even though I don't revolve.  It's still depressing....

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
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Regular Contributor
669
Posts: 111
Registered: ‎02-09-2008

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 04:52 PM

LS

 

I WILL WHEN I GET THE CARD!!!!

EQ 12/03/12 792
TU 12/27/12 773
EX 04/18/12 809 ( AMX Score) 10/13/12 797 (Quizzle) 11/06/12 800 (Credit Sesame) 12/5/12 800 (Credit.com)
27 years credit history
16 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
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Valued Contributor
navigatethis12
Posts: 1,119
Registered: ‎01-24-2012

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 04:52 PM

Personally, I see the credit limit as a factor of credit worthiness. I would rather have a card with a $10000 limit with 100% rate than a $100 limit with a 0% rate. I could not care less about the rates of cards. Very nice score by the way.

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Contributor
dnice77
Posts: 123
Registered: ‎11-01-2011

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 05:01 PM

Last i checked none of the BCP APRs are atractive. ture getting the best woule be great but whats your limits, the util help would be nice, but with a 809 score it may not help you.

 

Congrats on the score and card BTW


Starting Score: 617
Current Score: 718 PER AMEX :smileyhappy:
Goal Score: 720

Take the FICO Fitness Challenge
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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 05:12 PM

I am apping for this card right now!!!! only a SP if i dont get it...


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: AMX EX Fico score with approval of BCP

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‎04-23-2012 05:39 PM

669 wrote:

I applied on 4/18/12 for the AMX BCP and got my welcome package and fortunately or unfortunately I got my EX Fico score........809.

 

Thats a good score but means that I did not get the best APR.

 

I dont plan on carrying a balance, it would have been nice to get the best APR for the feel good factor.

 

Still pleased though.

 

Off to update my siggy!!!!

Great score! Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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