AMX EX Fico score with approval of BCP

669 · ‎04-23-2012

I applied on 4/18/12 for the AMX BCP and got my welcome package and fortunately or unfortunately I got my EX Fico score........809.

Thats a good score but means that I did not get the best APR.

I dont plan on carrying a balance, it would have been nice to get the best APR for the feel good factor.

Still pleased though.

Off to update my siggy!!!!

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)

LS2982 · ‎04-23-2012

@669 wrote:
I applied on 4/18/12 for the AMX BCP and got my welcome package and fortunately or unfortunately I got my EX Fico score........809.

Thats a good score but means that I did not get the best APR.

I dont plan on carrying a balance, it would have been nice to get the best APR for the feel good factor.

Still pleased though.

Off to update my siggy!!!!

CONGRATS!!!

And WTG on that 800 score!!! Good job!!

EQ FICO 548 3/3/16

669 · ‎04-23-2012

Thanks LS!!!!!

Good to see you back!!!!

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)

LS2982 · ‎04-23-2012

@669 wrote:
Thanks LS!!!!!

Good to see you back!!!!

Did you call in about the APR?? I would talk to them about it.

EQ FICO 548 3/3/16

Anonymous · ‎04-23-2012

Impressive. I too was disappointed when I didn't get the best APR (with a 752), even though I don't revolve. It's still depressing....

669 · ‎04-23-2012

LS

I WILL WHEN I GET THE CARD!!!!

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)

navigatethis12 · ‎04-23-2012

Personally, I see the credit limit as a factor of credit worthiness. I would rather have a card with a $10000 limit with 100% rate than a $100 limit with a 0% rate. I could not care less about the rates of cards. Very nice score by the way.

dnice77 · ‎04-23-2012

Last i checked none of the BCP APRs are atractive. ture getting the best woule be great but whats your limits, the util help would be nice, but with a 809 score it may not help you.

Congrats on the score and card BTW

Starting Score: 617
Current Score: 744
Goal Score: 800

Take the FICO Fitness Challenge

afbar1114 · ‎04-23-2012

I am apping for this card right now!!!! only a SP if i dont get it...

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

MsLadyRover · ‎04-23-2012

@669 wrote:
I applied on 4/18/12 for the AMX BCP and got my welcome package and fortunately or unfortunately I got my EX Fico score........809.

Thats a good score but means that I did not get the best APR.

I dont plan on carrying a balance, it would have been nice to get the best APR for the feel good factor.

Still pleased though.

Off to update my siggy!!!!

Great score! Congratulations!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge