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Contributor
severine
Posts: 120
Registered: ‎08-19-2012

AMex: Two HPs in one week?

I applied and was approved for the Delta Skymiles Amex (8/27) and the BCP (9/03) and now have two HPs on EQ. Is it possible to have one removed?

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Discover 9.75k | Citi Diamond Preferred 11.9k | Chase Freedom 8.9k | Chase Sapphire Preferred 9k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 793 EQ 793 EX 784
Valued Contributor
jsucool76
Posts: 2,658
Registered: ‎12-11-2011

Re: AMex: Two HPs in one week?

Not really. You got approved for 2 cards which means 2 HPs. You only get a soft pull if denied(AMEX only) , but if you're accepted you'll always get a hp.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012

Re: AMex: Two HPs in one week?

I thought AMEX was one of the companies that you can get multiple cards with one pull...

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Moderator
pizzadude
Posts: 6,260
Registered: ‎01-28-2010

Re: AMex: Two HPs in one week?

[ Edited ]

XxRaVeNxX wrote:

I thought AMEX was one of the companies that you can get multiple cards with one pull...


Nope, this is not a certainty.    Some people have reported getting by with only one pull....but generally this is when they applied and were approved within the same day.   YMMV.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: AMex: Two HPs in one week?

with AMEX you MIGHT only get one HP if u app for 2 cards at the SAME time. In your case, it was almost a week apart so they are different HP's. I highly doubt AMEX will remove one as they have no reason too. Id just be satisfied to get approved for both cards you app'd for


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Contributor
severine
Posts: 120
Registered: ‎08-19-2012

Re: AMex: Two HPs in one week?


gettnthere wrote:
with AMEX you MIGHT only get one HP if u app for 2 cards at the SAME time. In your case, it was almost a week apart so they are different HP's. I highly doubt AMEX will remove one as they have no reason too. Id just be satisfied to get approved for both cards you app'd for

Thanks, I am!

 

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Discover 9.75k | Citi Diamond Preferred 11.9k | Chase Freedom 8.9k | Chase Sapphire Preferred 9k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 793 EQ 793 EX 784
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: AMex: Two HPs in one week?

Lol congrats on ur approvals though! I cant wait to get my first AMEX revolver


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: AMex: Two HPs in one week?

I got my 2 Amex cards with one pull but applied for both at the same time! Anyways, and congrats for your approvals:smileyhappy:
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800

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