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Contributor
Posts: 122
Registered: ‎08-19-2012
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AMex: Two HPs in one week?

I applied and was approved for the Delta Skymiles Amex (8/27) and the BCP (9/03) and now have two HPs on EQ. Is it possible to have one removed?

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Super Contributor
Posts: 7,487
Registered: ‎12-11-2011
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Re: AMex: Two HPs in one week?

Not really. You got approved for 2 cards which means 2 HPs. You only get a soft pull if denied(AMEX only) , but if you're accepted you'll always get a hp.


Regular Contributor
Posts: 201
Registered: ‎08-19-2012
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Re: AMex: Two HPs in one week?

I thought AMEX was one of the companies that you can get multiple cards with one pull...

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Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
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Re: AMex: Two HPs in one week?

[ Edited ]

XxRaVeNxX wrote:

I thought AMEX was one of the companies that you can get multiple cards with one pull...


Nope, this is not a certainty.    Some people have reported getting by with only one pull....but generally this is when they applied and were approved within the same day.   YMMV.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
Posts: 912
Registered: ‎06-14-2012
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Re: AMex: Two HPs in one week?

with AMEX you MIGHT only get one HP if u app for 2 cards at the SAME time. In your case, it was almost a week apart so they are different HP's. I highly doubt AMEX will remove one as they have no reason too. Id just be satisfied to get approved for both cards you app'd for


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Contributor
Posts: 122
Registered: ‎08-19-2012
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Re: AMex: Two HPs in one week?


gettnthere wrote:
with AMEX you MIGHT only get one HP if u app for 2 cards at the SAME time. In your case, it was almost a week apart so they are different HP's. I highly doubt AMEX will remove one as they have no reason too. Id just be satisfied to get approved for both cards you app'd for

Thanks, I am!

 

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: AMex: Two HPs in one week?

Lol congrats on ur approvals though! I cant wait to get my first AMEX revolver


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: AMex: Two HPs in one week?

I got my 2 Amex cards with one pull but applied for both at the same time! Anyways, and congrats for your approvalsSmiley Happy
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