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AMex: Two HPs in one week?

Contributor

AMex: Two HPs in one week?

I applied and was approved for the Delta Skymiles Amex (8/27) and the BCP (9/03) and now have two HPs on EQ. Is it possible to have one removed?

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 1 of 8
7 REPLIES
Super Contributor

Re: AMex: Two HPs in one week?

Not really. You got approved for 2 cards which means 2 HPs. You only get a soft pull if denied(AMEX only) , but if you're accepted you'll always get a hp.
Message 2 of 8
Regular Contributor

Re: AMex: Two HPs in one week?

I thought AMEX was one of the companies that you can get multiple cards with one pull...

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Message 3 of 8
Super Contributor

Re: AMex: Two HPs in one week?


XxRaVeNxX wrote:

I thought AMEX was one of the companies that you can get multiple cards with one pull...


Nope, this is not a certainty.    Some people have reported getting by with only one pull....but generally this is when they applied and were approved within the same day.   YMMV.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 8
Established Contributor

Re: AMex: Two HPs in one week?

with AMEX you MIGHT only get one HP if u app for 2 cards at the SAME time. In your case, it was almost a week apart so they are different HP's. I highly doubt AMEX will remove one as they have no reason too. Id just be satisfied to get approved for both cards you app'd for


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 5 of 8
Contributor

Re: AMex: Two HPs in one week?


gettnthere wrote:
with AMEX you MIGHT only get one HP if u app for 2 cards at the SAME time. In your case, it was almost a week apart so they are different HP's. I highly doubt AMEX will remove one as they have no reason too. Id just be satisfied to get approved for both cards you app'd for

Thanks, I am!

 

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 6 of 8
Established Contributor

Re: AMex: Two HPs in one week?

Lol congrats on ur approvals though! I cant wait to get my first AMEX revolver


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 7 of 8
Established Contributor

Re: AMex: Two HPs in one week?

I got my 2 Amex cards with one pull but applied for both at the same time! Anyways, and congrats for your approvalsSmiley Happy
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
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