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I previously discussed this topic with much negative response.
PRE-AOR
BOA STUDENT PLUS-CL5000-10MO
CITI AMEX -CL3500- 9MO
CHASE PLATINUM -CL6500- 7MO
DISCOVER <AU> -CL13000-9YR 10MO
CAP1 AUTO LOAN -11K/15K-9MO
GOAL-
1.GAIN AS MUCH AVAILABLE CREDIT
2.GAIN REWARDS
3.APPLY TOGETHER SO THEY AGE TOGETHER
EX-730 EQ-749 TU-742
AVERAGE AGE:2YR 10MO
INQ:EX-10 EQ-2 TU-3
AOR- APPLIED ON SAME DAY.
CHASE FREEDOM -CL2500-APPROVED-EX
AMEX Delta GOLD -CL2000-APPROVED-EX
CITI PLATINUM -CL3000-APPROVED-EX
JUNIPER Best Western-CL2000-APPROVED-TU
DISCOVER MOTIVA -CL2000-APPROVED-TU
US BANK VISA -CL -DEFFERED-TU
HSBC CashBack FLY -CL0 -DECLINED-EQ
WAMU ESPN -CL3000-APPROVED-EQ
HSBC GM -CL2500-APPROVED-TU
WELLS FARGO VISA -CL3000-APPROVED-EX
HOOTERS HSBC -CL -DEFFERED-TU
ADVANTA BUSINESS -CL -DEFFERED-EQ
PENFED VISA PLATI. -CL5000-APPROVED-EQ ALSO APPROVED 35K AUTO LOAN
PENFED GOLD -CL10000-APPROVED-EQ
NFCU VISA -CL20000-APPROVED-EQ
NFCU LOC -CL15000-APPROVED-EQ
PRE-AOR CL-15,000
AOR CL-85,000 (STILL WAITING ON SOME ANSWERS)
NOTES:
THIS AOR WAS SUCCESSFUL ON OBTAINING INSTANT APPROVAL
NOT HIGH CL BUT HIGH APPROVAL.
NOW I WON'T APPLY FOR 1-2YRS FOR ANY CREDIT.
I WILL WAIT ON CLI.
THNX FOR THE ADVICE.
Edit by cheddar: Changed several links to external credit repair website to plain text.
zachst wrote:
About 90% of these have 0% intro. Also gained about $550 in rewards. The reason for the AOR was to build credit history all at once and then sit on them and let them age. That way by the time im 20-21. I should have 300k+ in available credit. Then I will make money off 0%. Might put 25-30k in savings if I can still find the offer that give 6.01% up to 50k. income is 65k. can only prove maybe 10-15k lol. HHI is 280k. But mostly just for the perk of being 18 and having 14+ cards with 85K+ available. Also knowing that they are all Prime cards. I am very responsible with credit i had 15k of available last 10months. The most I had used was 600 for school. I will put small purchases on ones I dont do BT on. Just to keep them alive and open for CLI