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@j_casteel wrote:with scores like that...be prepared to have a shiny new NFCU card with a $75k limit in the mail soon!
ROFL! More like 22k for him and 30k for the DGF
@webhopper wrote:
@j_casteel wrote:with scores like that...be prepared to have a shiny new NFCU card with a $75k limit in the mail soon!
ROFL! More like 22k for him and 30k for the DGF
lol, yeah i was exaggerating a lot...but still yet...they will be awesome cards!
Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
@pinoyscorpion951 wrote:Wow, with scores like that, I would have god for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
Nah, no points as there is no multiplier on rewards by having all three. Cash card is nice and they are upgrading them to signature now... Unfortunately I haven't gotten my invitation to upgrade yet
@pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
@Anonymous wrote:
@pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
It isn't called that anymore, its called Overdraft Line of Credit. It is a line of credit that gives you free overdraft protection (as in no OD fees). It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.
You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit
@Anonymous wrote:
@pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
so what limit did you get approved for?
@webhopper wrote:
@Anonymous wrote:
@pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
It isn't called that anymore, its called Overdraft Line of Credit. It is a line of credit that gives you free overdraft protection (as in no OD fees). It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.
You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit
Oh a credit reserve. I have one of those with my bank. Yea we have a savings and checking. I don't like the overdraft protection/credit reserve. I pretty much act like I dont have one on my bank account. lol
@rootpooty wrote:
@Anonymous wrote:
@pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
so what limit did you get approved for?
We have no idea lol thats what I was saying earlier. In the message center it said approved in the status but no other info. I sent them a message and if I dont hear back by tomorrow mid day I will call.
@Anonymous wrote:
@webhopper wrote:
@Anonymous wrote:
@pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
It isn't called that anymore, its called Overdraft Line of Credit. It is a line of credit that gives you free overdraft protection (as in no OD fees). It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.
You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit
Oh a credit reserve. I have one of those with my bank. Yea we have a savings and checking. I don't like the overdraft protection/credit reserve. I pretty much act like I dont have one on my bank account. lol
I was thinking that I "needed" Navcheck. but my husband quickly reminded me that I had 22k of available credit, and that I didn't "need" another product. It was funny seeing the look on his face as I was trying to explain why I "needed" it. ROFL. He looked at me like I'd just lost my mind.
I also tried to explain why I "needed" Amex Lowes card in October. Fortunately for me, he wasn't buying the "need"
I found out later that I can easily transfer funds from the Cash Card into my NFCU checking which can then be used to pay my contractor so that he doesn't get those pesky swipe fees. I plan on doing some bathroom remodeling of a rental before the end of the year so that it goes on this years tax statement. My husband is so smart