j_casteel wrote:with scores like that...be prepared to have a shiny new NFCU card with a $75k limit in the mail soon!
ROFL! More like 22k for him and 30k for the DGF 
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
pinoyscorpion951 wrote:Wow, with scores like that, I would have god for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
Nah, no points as there is no multiplier on rewards by having all three. Cash card is nice 
and they are upgrading them to signature now... Unfortunately I haven't gotten my invitation to upgrade yet 
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Starting Score: Aug 2012: TU 747, EX: 664, EQ: 649
Quizzle23 wrote:
pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
It isn't called that anymore, its called Overdraft Line of Credit. It is a line of credit that gives you free overdraft protection (as in no OD fees). It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.
You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
webhopper wrote:
Quizzle23 wrote:
pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
It isn't called that anymore, its called Overdraft Line of Credit. It is a line of credit that gives you free overdraft protection (as in no OD fees). It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.
You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit
Oh a credit reserve. I have one of those with my bank. Yea we have a savings and checking. I don't like the overdraft protection/credit reserve. I pretty much act like I dont have one on my bank account. lol
rootpooty wrote:
Quizzle23 wrote:
pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
so what limit did you get approved for?
We have no idea lol thats what I was saying earlier. In the message center it said approved in the status but no other info. I sent them a message and if I dont hear back by tomorrow mid day I will call.
Quizzle23 wrote:
webhopper wrote:
Quizzle23 wrote:
pinoyscorpion951 wrote:Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck.
What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.
It isn't called that anymore, its called Overdraft Line of Credit. It is a line of credit that gives you free overdraft protection (as in no OD fees). It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.
You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit
Oh a credit reserve. I have one of those with my bank. Yea we have a savings and checking. I don't like the overdraft protection/credit reserve. I pretty much act like I dont have one on my bank account. lol
I was thinking that I "needed" Navcheck. but my husband quickly reminded me that I had 22k of available credit, and that I didn't "need" another product. It was funny seeing the look on his face as I was trying to explain why I "needed" it. ROFL. He looked at me like I'd just lost my mind.
I also tried to explain why I "needed" Amex Lowes card in October. Fortunately for me, he wasn't buying the "need"
I found out later that I can easily transfer funds from the Cash Card into my NFCU checking which can then be used to pay my contractor so that he doesn't get those pesky swipe fees. I plan on doing some bathroom remodeling of a rental before the end of the year so that it goes on this years tax statement. My husband is so smart 
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
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