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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: APP for NFCU


j_casteel wrote:

with scores like that...be prepared to have a shiny new NFCU card with a $75k limit in the mail soon!


ROFL!  More like 22k for him and 30k for the DGF  :smileysurprised:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Posts: 1,918
Registered: ‎06-21-2012
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Re: APP for NFCU


webhopper wrote:

j_casteel wrote:

with scores like that...be prepared to have a shiny new NFCU card with a $75k limit in the mail soon!


ROFL!  More like 22k for him and 30k for the DGF  :smileysurprised:


lol, yeah i was exaggerating a lot...but still yet...they will be awesome cards!

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
New Contributor
Posts: 61
Registered: ‎09-03-2012
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Re: APP for NFCU

[ Edited ]

Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: APP for NFCU


pinoyscorpion951 wrote:

Wow, with scores like that, I would have god for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 


Nah, no points as there is no multiplier on rewards by having all three.  Cash card is nice :smileyhappy:  and they are upgrading them to signature now... Unfortunately I haven't gotten my invitation to upgrade yet :smileysad:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Member
Posts: 22
Registered: ‎08-28-2012
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Re: APP for NFCU


pinoyscorpion951 wrote:

Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 


What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.


Starting Score: Aug 2012: TU 747, EX: 664, EQ: 649
Current Score: Aug 2012: TU 747, EX: 664, EQ: 649
Goal Score: ALL AT 750-800

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CUR Visa Platinum-3k, NFCU Visa Sig- 17.5k, BestBuy-1.5k
AFW- 3.2k, Express- 1.5k, Macys- 2k, Vickies-2k
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Re: APP for NFCU


Quizzle23 wrote:

pinoyscorpion951 wrote:

Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 


What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.


It isn't called that anymore, its called Overdraft Line of Credit.   It is a line of credit that gives you free overdraft protection (as in no OD fees).  It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.

You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
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Re: APP for NFCU


Quizzle23 wrote:

pinoyscorpion951 wrote:

Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 


What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.


so what limit did you get approved for?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Member
Posts: 22
Registered: ‎08-28-2012
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Re: APP for NFCU


webhopper wrote:

Quizzle23 wrote:

pinoyscorpion951 wrote:

Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 


What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.


It isn't called that anymore, its called Overdraft Line of Credit.   It is a line of credit that gives you free overdraft protection (as in no OD fees).  It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.

You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit


Oh a credit reserve. I have one of those with my bank. Yea we have a savings and checking. I don't like the overdraft protection/credit reserve. I pretty much act like I dont have one on my bank account. lol


Starting Score: Aug 2012: TU 747, EX: 664, EQ: 649
Current Score: Aug 2012: TU 747, EX: 664, EQ: 649
Goal Score: ALL AT 750-800

Take the FICO Fitness Challenge


CUR Visa Platinum-3k, NFCU Visa Sig- 17.5k, BestBuy-1.5k
AFW- 3.2k, Express- 1.5k, Macys- 2k, Vickies-2k
Member
Posts: 22
Registered: ‎08-28-2012
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Re: APP for NFCU


rootpooty wrote:

Quizzle23 wrote:

pinoyscorpion951 wrote:

Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 


What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.


so what limit did you get approved for?


We have no idea lol thats what I was saying earlier. In the message center it said approved in the status but no other info. I sent them a message and if I dont hear back by tomorrow mid day I will call. 


Starting Score: Aug 2012: TU 747, EX: 664, EQ: 649
Current Score: Aug 2012: TU 747, EX: 664, EQ: 649
Goal Score: ALL AT 750-800

Take the FICO Fitness Challenge


CUR Visa Platinum-3k, NFCU Visa Sig- 17.5k, BestBuy-1.5k
AFW- 3.2k, Express- 1.5k, Macys- 2k, Vickies-2k
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: APP for NFCU


Quizzle23 wrote:

webhopper wrote:

Quizzle23 wrote:

pinoyscorpion951 wrote:

Wow, with scores like that, I would have gone for the NFCU tri-fecta: Visa, Mastercard and Navcheck. 


What is this Navcheck everyone is talking about? I have tried looking it up and have had no luck lol.


It isn't called that anymore, its called Overdraft Line of Credit.   It is a line of credit that gives you free overdraft protection (as in no OD fees).  It has a max of 15k and can be used as a revolving personal loan... you can literally order a checkbook for it and write a check against it without ever overdrafting your normal checking account.

You MUST have a checking account with NFCU to be eligible for an Overdraft Line of Credit


Oh a credit reserve. I have one of those with my bank. Yea we have a savings and checking. I don't like the overdraft protection/credit reserve. I pretty much act like I dont have one on my bank account. lol


I was thinking that I "needed" Navcheck.  but my husband quickly reminded me that I had 22k of available credit, and that I didn't "need" another product. It was funny seeing the look on his face as I was trying to explain why I "needed" it.  ROFL.  He looked at me like I'd just lost my mind.

 

I also tried to explain why I "needed"  Amex Lowes card in October. Fortunately for me, he wasn't buying the "need"

 

I found out later that I can easily transfer funds from the Cash Card into my NFCU checking which can then be used to pay my contractor so that he doesn't get those pesky swipe fees. I plan on doing some bathroom remodeling of a rental before the end of the year so that it goes on this years tax statement.    My husband is so smart :smileyvery-happy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge

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