APP spree

[CS800]

---

@afbar1114 wrote:

---

@CS800 wrote:

---

@afbar1114 wrote:

should i do one more app or wait for a few months

---

two ways you can look at that:

1. If you app now, all the HP's will fall off at the same time in two years

2. Too many inqs/new accounts might and I say might trigger some CLD's with your new accounts. It is a known fact that credit card companies will soft your report for the first months to see what youre doing.

---

thats what i was thinking should i not do chase if i had just gotton it? and do i need to un freeze my crs un less i try for a cap1 cash?

---

I wouldnt freeze the report just opt out from getting offers.

Did you get the BOA card or still pending?

[afbar1114]

still pending... i froze them already lol 

[CS800]

Take a look at Haulings post. I think she has some very good pointers.

[afbar1114]

looka like ill garden for at least 6-8  months then do this app for freedom, cli on slate, app for blue from amex. in the mean time paydown cards, close FP and BBRZMC and maybe one 1 or store cards unless they dont hurt me getting more prime cards.... and  when i get the other prime cards ill close out cap1.s

EDIT: maybe try to get a green as well if it has better rewards and upgradeable

[afbar1114]

took one more app then garden and do everything after july when about 10 inqs will fall off...blue from amex says in prograss