I'm wondering, what do most of you say to a CSR when you try to recon a CLI? what does usually work? like, I understand for example for Barclays you can mention you'd like to be able to purchase a Mac, etc and get a higher limit with that than a lousy 500 bucks they sometimes usually start you with, lol, but what works for other CCs?
Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
StevoKinevo wrote:Well I randomly got the itch again tonight (not sure what it is with late night itches) and I apped for the AMEX BCE. It's the last card I really wanted and I justified it because I am still within the month of May so all HQ's would fall off at same time. CK showed my score a week ago at 746 but dropped yesterday to 728 due to a reporting balance (utility 20%). Anyway I got the 7-10 to day business message but after checking the status online afterewards it says APPROVED! Any guesses as to what the starting CL will be?
If you want to find out what your starting credit limit is, call the application status # 1-800-567-1085. Please let us know what you got!
StevoKinevo wrote:
Well they are closed for Memorial day so it doesn't look like I'll be able to find out my limit until tomorrow. Argghhh.
Root- they pulled all three TU.
BCF- 45k
You shouldn't have to speak with a live rep, just follow the automated prompts. Try this other app status # 1-866-314-0237 (but I think it routes the call to the same place)
ETA: Just say "application status", then it will ask for your SS# and zip code.
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