APPROVED - PENFED (details included)

[jenrette]

I got approved for their Platinum Cash Rewards - a.k.a. "gas card".

They give 5% back on gas purchases.

An offer was put in on my behalf for 7K by the representive over the phone walking me

through the application, and the loan officer counter offered with 4K. EQ FICO:733

This is my second card approved within the last week. I only have two inquiries on my report this year, the first being from Navy Federal.

I don't carry any balances on my cards, and I don't have a mortgage or auto loan on my report. Gross Income: $3030

Credit Card & Loan Applications

Available seven days a week at 1-800-247-5626

Toll free in the U.S.

• Monday - Friday: 7:00 am to 1:00 am Eastern Time
• Saturday - Sunday: 8:00 am to 1:00 am Eastern Tim

 

Visa Platinum Cashback Rewards

Apply Now

13.99% APR -- lower than most rewards cards!

• Earn 2.00% cash back on supermarket purchases*
• Earn 5.00% cash back from gas purchases paid at the pump*
• Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
• Up to $50,000 limit
• No Annual Fee
• Cash Rewards credited each month
• No special restrictions to earn your cash rewards
• Limited Time- Low Balance Transfer Rates†

[haulingthescoreup]

Congrats! You'll smile at the gas pump.

I love my card. I even time when I gas up at the end of the month so that it's not when my card is in limbo (waiting for the payment to post.)

We're not $3/ gallon here at the moment, but we have been, and it was good to think that with the card, it was really $2.85.

[MarineVietVet]

Congratulations. I haven't applied for a card in over 5 years but I'm being tempted more and more by PenFed.

From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score

[DI]

Congratulations and welcome to the club.  I like my PenFed card.  Hopefully, after this month, they won't hold my payments any more.  It's been seven months now.

Message Edited by DI on 02-28-2010 06:14 PM

[DI]

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@MarineVietVet wrote:

Congratulations. I haven't applied for a card in over 5 years but I'm being tempted more and more by PenFed.

From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score

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You're missing out. Do I need to provide you the link?

[MarineVietVet]

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@DI wrote:

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You're missing out. Do I need to provide you the link?

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No but thanks. I've visited their site several times. Even if I decide to apply it won't be for awhile. I just took out a small auto loan for my son so I want to wait and let the dust settle over that. Perhaps early next year I will decide.