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APPROVED Smart Financial Classic MasterCard

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qc-ttns
Established Member

APPROVED Smart Financial Classic MasterCard

Got a approved for this card with a limit of 1,000 at 17.79% NO cash advance fee, NO balance transfer fee, 10-day grace period after the due date before a late charge is charged,No annual fee and in six billing cycles they will upgrade me to a platinum and said my limit will be 2,000 and my apr to 8.49%.

its not the best looking card but I am very happy about it. Customer service is awesome with this CU.  my wife added me as a AU to her 5 year old credit card so i will be showing 5 years of history i hope and myabe they will give me more of a limit. Smiley Surprised


Starting Score: 579
Current Score: 713
Goal Score: 720


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4 REPLIES 4
HikingFICOMountain
New Contributor

Re: APPROVED Smart Financial Classic MasterCard

Congrats!!

~Four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently~
Message 2 of 5
MsLadyRover
Valued Contributor

Re: APPROVED Smart Financial Classic MasterCard

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
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crunching_numbers
Valued Contributor

Re: APPROVED Smart Financial Classic MasterCard

Congrats! 8.49% is a great APR.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 4 of 5
webhopper
Moderator Emeritus

Re: APPROVED Smart Financial Classic MasterCard


@qc-ttns wrote:

Got a approved for this card with a limit of 1,000 at 17.79% NO cash advance fee, NO balance transfer fee, 10-day grace period after the due date before a late charge is charged,No annual fee and in six billing cycles they will upgrade me to a platinum and said my limit will be 2,000 and my apr to 8.49%.

its not the best looking card but I am very happy about it. Customer service is awesome with this CU.  my wife added me as a AU to her 5 year old credit card so i will be showing 5 years of history i hope and myabe they will give me more of a limit. Smiley Surprised


Wow, very unique appearance on the CC...  congrats Smiley Happy

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 5 of 5
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