01-07-2013 11:24 AM
Wow. So I've been nursing my new Discover, Chase Freedom, and Amex Zync cards for a range of 3-6 months. (Zync for 6, Discover and Chase for 3). I keep hearing about how good credit unions are so I looked at my CU for Maryland. SECUMD welcomes just about anyone who went to college in Maryland or worked for the State of Maryland. I thought I'd apply seeing the luck everyone has with PenFed and such. I asked for a 2000.00 limit because my discover and Chase both have a 1k limit. BAMM approved! Says I will be contacted within 24 hours by a representative. So glad to have a larger limit for utilization purposes! Yay!
01-07-2013 02:48 PM
Try mecu also. SECU is not as loan or credit friendly as mecu. Unless you have a lot in your savings getting much from SECU is rare. When I left SECU for MECU I was given loans from day one. Never happened with SECU and I was there for 8yrs.
01-07-2013 03:42 PM
01-24-2013 11:53 AM
Thanks for the advice on MECU. It is just as easy to become a member as SECU?
01-24-2013 11:56 AM
So I also found out my percentage for the card. 10.99%! For my score and profile that is a great rate! And foreign transaction fee is only 1%.
01-24-2013 01:36 PM
If I remembered correctly, you can join if you live or workship in Baltimore City.
Concerning job eligibility, they have a long list on their website. They are more credit friendly.
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